ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare Reverse Mortgage Specialists in Mineola, NY
Browse reverse mortgage specialists serving Mineola, New York. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Mineola, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 reverse mortgage specialists in Mineola, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairview Mortgage Corporation
378 Willis Ave 2nd Floor, Mineola, NY 11501
5165416700
Patriot One Mortgage Bankers LLC
142 Willis Ave, Mineola, NY 11501
5167426800
A reverse mortgage specialist in Mineola can help homeowners aged 62 and older access home equity. New York state law requires borrowers to complete a counseling session with a HUD-approved counselor before applying. Specialists guide clients through the process, including eligibility and repayment rules specific to New York.
What Does a Reverse Mortgage Specialist in Mineola Cost?
Typical costs for a reverse mortgage specialist in New York include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title search. These fees can total between 5,000 and 15,000 dollars depending on the loan amount and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Mineola do?
A reverse mortgage specialist helps seniors understand and apply for a Home Equity Conversion Mortgage or HECM. They explain New York state requirements, such as mandatory counseling and property charge obligations. The specialist does not provide legal advice but coordinates with lenders and counselors.
Are there New York-specific rules for reverse mortgages?
Yes, New York law requires a mandatory counseling session with a HUD-approved agency before you can apply. Borrowers must also meet with a specialist who explains the loan terms, fees, and repayment conditions. New York also has protections against foreclosure for surviving spouses.
How do I choose a reverse mortgage specialist in Mineola?
Look for a specialist who is licensed in New York and has experience with HECM loans. Check that they provide clear information about costs, interest rates, and repayment terms. You can verify their license through the New York State Department of Financial Services.
Free • No Obligation
Compare Reverse Mortgage Specialists
Get matched with agents in Mineola who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.