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Browse reverse mortgage specialists serving Mt Kisco, New York. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Mt Kisco, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 reverse mortgage specialists in Mt Kisco, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
HomePlus Capital
120 Kisco Ave Suite T, Mt Kisco, NY 10549
2126804294
Chase Home Lending
16 E Main St, Mt Kisco, NY 10549
8452227683
Chase Mortgage
55 E Main St, Mt Kisco, NY 10549
9146668011
Matthew T Konecni - Chase Home Lending Advisor - NMLS ID 945265
16 E Main St, Mt Kisco, NY 10549
8452227683
A reverse mortgage specialist in Mt Kisco New York helps homeowners aged 62 and older access home equity without monthly payments. New York law requires borrowers to complete HUD-approved counseling before applying. Local specialists understand Westchester County property values and New York State lien regulations.
What Does a Reverse Mortgage Specialist in Mt Kisco Cost?
Typical costs for a reverse mortgage in New York include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal, title search, and recording. For a home valued at 500,000 dollars, total closing costs often range from 8,000 to 15,000 dollars. Costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Mt Kisco?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The property must be your primary residence and meet HUD property standards. New York also requires a mandatory counseling session with a HUD-approved agency.
How does New York law affect reverse mortgage proceeds?
New York does not tax reverse mortgage proceeds as income. However, you must still pay property taxes and homeowners insurance. The loan becomes due when you move out, sell the home, or pass away.
Can I get a reverse mortgage on a condo or co-op in Mt Kisco?
Condos are eligible if the complex is FHA-approved. Co-ops are not eligible for HECM reverse mortgages in New York. You should verify with a specialist that your property type qualifies.
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Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.