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Compare Reverse Mortgage Specialists in Peekskill, NY

Directory of reverse mortgage specialists in Peekskill, New York. Verify credentials with the state state mortgage licensing authority before hiring.

5 agents listed
Updated June 2026
Peekskill, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New York before hiring.
Showing 5 reverse mortgage specialists in Peekskill, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
A.S.A.P. Mortgage Corp.
2 S Division St 2nd Floor, Peekskill, NY 10566
(914) 736-9230 asapmortgageinc.com
Mid-Hudson Valley Federal Credit Union
3 N Broad St, Peekskill, NY 10566
(845) 336-4444 mhvfcu.com
Trustco Bank
20 Welcher Ave, Peekskill, NY 10566
(914) 739-1839 trustcobank.com
Costa Gakidis
2 S Division St, Peekskill, NY 10566
(860) 605-7171 asapmortgageinc.com
Suzanne Terracciano - Chase Home Lending Advisor - NMLS ID 1469373
1825 E Main St, Peekskill, NY 10566
(914) 737-2861 homelendingadvisor.chase.com

A reverse mortgage specialist in Peekskill New York helps older homeowners access home equity without selling their property. New York law requires borrowers to receive counseling from a HUD-approved agency before applying. Specialists guide clients through the process and explain how the loan affects estate planning.

What Does a Reverse Mortgage Specialist in Peekskill Cost?

Typical costs for a reverse mortgage specialist in New York include an origination fee of up to 2 percent of the home value capped at 6000 dollars. Third-party costs such as appraisal title insurance and recording fees can range from 2000 to 5000 dollars. HUD counseling fees are usually 125 to 250 dollars. These costs vary by loan amount and property location. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in New York?
Borrowers must be at least 62 years old. All owners listed on the title must meet this age requirement. New York law does not allow exceptions to this rule.
Do I need counseling before getting a reverse mortgage in Peekskill?
Yes. New York requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. The session must occur at least 30 days before closing.
Are reverse mortgage proceeds taxable in New York?
No. Reverse mortgage proceeds are considered loan advances not income. They are not subject to New York state or federal income tax. However they may affect eligibility for means-tested benefits like Medicaid.

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