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Find Reverse Mortgage Specialists in Pittsford, NY
Looking for a reverse mortgage specialist in Pittsford? Review the directory below to compare your options.
8 agents listed
Updated May 2026
Pittsford, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 8 reverse mortgage specialists in Pittsford, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Priority Mortgage
57 Monroe Ave # D, Pittsford, NY 14534
5856410060
Patrick Lavell at CrossCountry Mortgage
1173 Pittsford Victor Rd Suite 155, Pittsford, NY 14534
9172773363
Canandaigua Mortgage Company
63 Monroe Ave, Pittsford, NY 14534
5853852370
Rochester Home Equity Inc
180 Office Park Way Suite 2000, Pittsford, NY 14534
5852634353
NVR Mortgage
1 Fisher Rd Suite 210, Pittsford, NY 14534
5855677326
Reverse Mortgage Funding LLC - Christine Saraceni
141 Sully's Trail Suite 8A, Pittsford, NY 14534
8773688281
Chase Home Lending
31 State St, Pittsford, NY 14534
5034810815
Reverse Mortgage Funding LLC - Christine Saraceni
141 Sully's Trail Suite 8A, Pittsford, NY 14534
8773688281
A reverse mortgage specialist in Pittsford, New York helps older homeowners convert home equity into cash without selling their property. New York state law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. Pittsford residents often use these specialists to understand local property values and the specific rules for reverse mortgages in New York.
What Does a Reverse Mortgage Specialist in Pittsford Cost?
Typical costs for a reverse mortgage in New York include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search. These fees can range from 3000 to 8000 dollars depending on the property value and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Pittsford New York?
Borrowers must be at least 62 years old. The home must be the primary residence. New York law also requires a mandatory counseling session with a HUD-approved counselor before you can apply.
Do I need to own my home free and clear to get a reverse mortgage in Pittsford?
No, you do not need to own the home free and clear. However, any existing mortgage or lien must be paid off with the reverse mortgage proceeds. The amount you can borrow depends on your age, home value, and current interest rates.
What happens to the reverse mortgage when I move out or pass away in New York?
The loan becomes due when the last borrower permanently leaves the home or passes away. In New York, heirs have up to 180 days to repay the loan or sell the home. If the home is sold for less than the loan balance, the Federal Housing Administration covers the difference.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.