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Compare Reverse Mortgage Specialists in Poughkeepsie, NY
Looking for a reverse mortgage specialist in Poughkeepsie? Review the directory below to compare your options.
11 agents listed
Updated May 2026
Poughkeepsie, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 11 reverse mortgage specialists in Poughkeepsie, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jeffrey Shields (JJ) - TEGFCU Mortgage Officer
1 Commerce St, Poughkeepsie, NY 12603
8454644692
Darren DiBenedetto - TEGFCU Mortgage Officer
1 Commerce St, Poughkeepsie, NY 12603
9146298687
Scott McNally - TEG FCU Mortgage Officer
1 Commerce St, Poughkeepsie, NY 12603
8457284419
Nationwide Mortgage Bankers
460 Freedom Plains Rd, Poughkeepsie, NY 12603
8454546088
JL Mortgage Brokers LLC
1821 NY-376, Poughkeepsie, NY 12603
8456326322
First Mortgage Corporation
110 Main St # 2A, Poughkeepsie, NY 12601
8454858200
Spencer Fern
1 Commerce St, Poughkeepsie, NY 12603
8454537275
Chase Mortgage
2586 South Rd, Poughkeepsie, NY 12601
8454712030
Commercial Lender
2 Jefferson St, Poughkeepsie, NY 12601
8457901538
Rosie Giammatteo - Mortgage Originator
708 Dutchess Turnpike, Poughkeepsie, NY 12603
8454548555
Matthew Eugenio, Mortgage Originator
3432 North Rd, Poughkeepsie, NY 12601
8454548555
What Does a Reverse Mortgage Specialist in Poughkeepsie Cost?
In New York, closing costs for a reverse mortgage typically range from 2 to 5 percent of the home value. This includes an origination fee, appraisal fee, title insurance, and recording taxes. The upfront mortgage insurance premium is 2 percent of the appraised value for most HECM loans. Annual costs include a 0.5 percent mortgage insurance premium and servicing fees. These costs are usually financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Poughkeepsie?
All borrowers must be at least 62 years old. In New York, if one spouse is younger than 62, the loan may still be possible under the HECM for purchase program, but the younger spouse will not be a borrower.
Do I need to own my home free and clear to get a reverse mortgage in New York?
No, you do not need to own your home free and clear. You can use a reverse mortgage to pay off an existing mortgage. The remaining equity after paying off the first mortgage can be accessed as a lump sum, line of credit, or monthly payments.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.