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Looking for a reverse mortgage specialist in Ronkonkoma? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Ronkonkoma, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 reverse mortgage specialists in Ronkonkoma, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Silver Lining Funding Inc
154 Remington Blvd STE 2, Ronkonkoma, NY 11779
6317370707
Associated Mortgage Bankers Inc
2395 Ocean Ave STE 5, Ronkonkoma, NY 11779
8006841045
A reverse mortgage specialist in Ronkonkoma New York helps homeowners aged 62 and older convert home equity into tax free funds. New York law requires borrowers to complete a counseling session with a HUD approved counselor before applying. Specialists in Suffolk County guide clients through the unique rules for New York reverse mortgages including the mandatory waiting period.
What Does a Reverse Mortgage Specialist in Ronkonkoma Cost?
Typical costs for a reverse mortgage in New York include an origination fee up to 2 percent of the first 200,000 dollars of the home value plus 1 percent of the amount above that. Third party costs such as appraisal title insurance and recording fees can range from 2,500 to 5,000 dollars. The mandatory HUD counseling fee is usually 125 to 250 dollars. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Ronkonkoma New York?
Borrowers must be at least 62 years old. If the home is owned jointly both spouses must meet this age requirement. New York state law follows federal HUD guidelines for age eligibility.
Do I need counseling before getting a reverse mortgage in New York?
Yes New York state law requires all borrowers to complete a counseling session with a HUD approved counselor. This session must occur at least 7 days before you can sign any loan documents. The counselor explains costs risks and alternatives.
What property types qualify for a reverse mortgage in Ronkonkoma?
Eligible properties include single family homes, 2 to 4 unit homes where the borrower lives in one unit, and FHA approved condominiums. Manufactured homes may qualify if they meet HUD standards. The property must be your primary residence.
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Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.