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Find Reverse Mortgage Specialists Near You in Rye Brook, NY

Compare reverse mortgage specialists in Rye Brook. Review contact information and insurance categorys before you decide.

6 agents listed
Updated May 2026
Rye Brook, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 6 reverse mortgage specialists in Rye Brook, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Quintessential Mortgage Group
3 International Dr Suite 205, Rye Brook, NY 10573
9143687122
Shaun Meller - Mortgage Broker - Quintessential Mortgage Group
3 International Dr Suite 205, Rye Brook, NY 10573
6468278709
Terry Lockery at Prosperity Home Mortgage - Rye Brook
800 Westchester Ave N505A, Rye Brook, NY 10573
2032238499
Quintessential Mortgage Group - James D. Alfredo
3 International Dr Suite 205, Rye Brook, NY 10573
2039180587
Travis Bowens
800 Westchester Ave, Rye Brook, NY 10573
8456561718
Dean Curtis - CMG Home Loans
800 Westchester Ave suite s-602, Rye Brook, NY 10573
9145952777

A reverse mortgage specialist in Rye Brook, New York helps homeowners aged 62 and older convert home equity into loan proceeds. In New York, borrowers must complete a HUD-approved counseling session before applying. Rye Brook residents can access local counselors and lenders who understand Westchester County property values and New York state regulations.

What Does a Reverse Mortgage Specialist in Rye Brook Cost?

Reverse mortgage costs in New York typically include an origination fee of up to 2% of the home value, a mortgage insurance premium of 2% of the appraised value, and third-party fees for appraisal, title search, and recording. Total closing costs often range from 2,000 to 8,000 dollars depending on the home value and lender. Borrowers also pay an annual mortgage insurance premium of 0.5% of the loan balance. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a reverse mortgage specialist in Rye Brook?
A reverse mortgage specialist is a licensed professional who guides homeowners through the Home Equity Conversion Mortgage (HECM) process. In New York, they must follow state and federal rules, including mandatory counseling and disclosure requirements.
What are the New York state requirements for a reverse mortgage?
New York requires borrowers to complete a HUD-approved counseling session and wait at least three days after counseling before closing. The borrower must also be at least 62 years old and own the home outright or have a low mortgage balance.