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Compare Reverse Mortgage Specialists in Spring Valley, NY
Browse reverse mortgage specialists serving Spring Valley, New York. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Spring Valley, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 reverse mortgage specialists in Spring Valley, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sterling Capital Solutions Inc
501 Chestnut Ridge Rd Suite 314, Spring Valley, NY 10977
8458362500
Ari Welz/ Mortgage loan officer NMLS 1434913
747 Chestnut Ridge Rd Suite 301, Spring Valley, NY 10977
3475631160
Money Depot
259 W Rte 59 # 5, Spring Valley, NY 10977
8454256663
Elquity Inc
1 N Madison Ave Suite 308, Spring Valley, NY 10977
8883578489
A reverse mortgage specialist in Spring Valley, New York helps homeowners aged 62 and older convert home equity into tax-free funds. Under New York law, borrowers must complete HUD-approved counseling before applying. Spring Valley residents often use these loans to supplement retirement income or cover home repairs.
What Does a Reverse Mortgage Specialist in Spring Valley Cost?
Typical costs for a reverse mortgage specialist in New York include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search. These costs often range from 2,000 to 8,000 dollars depending on the loan amount and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Spring Valley?
Borrowers must be at least 62 years old. If there are multiple borrowers, the youngest borrower must meet this age requirement. New York law also requires that the home be the borrower's primary residence.
Do I need counseling before getting a reverse mortgage in New York?
Yes, New York requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. This session must occur before you submit your application. The counselor explains loan terms, costs, and alternatives.
Can I lose my home with a reverse mortgage in Spring Valley?
You can lose your home if you fail to pay property taxes, homeowners insurance, or maintain the property. New York law provides a right to cure default within a specific timeframe. Always discuss these obligations with your specialist.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.