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Find Reverse Mortgage Specialists Near You in Chapel Hill, NC
Browse reverse mortgage specialists serving Chapel Hill, North Carolina. Contact information and addresses listed below.
13 agents listed
Updated May 2026
Chapel Hill, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 13 reverse mortgage specialists in Chapel Hill, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Carolina Ventures Mortgage
1506 E Franklin St Suite 300, Chapel Hill, NC 27514
9192606020
Carolina Home Mortgage 39862
The Center 1, 1506 E Franklin St, Chapel Hill, NC 27514
9193064840
CIMG Residential Mortgage
1300 Environ Way, Chapel Hill, NC 27517
9199296116
Tyler Priest Loan Officer with Towne Mortgage of the Carolinas
1600 E Franklin St, Chapel Hill, NC 27514
9195230925
Scott Mulder at Prosperity Home Mortgage - Chapel Hill
404 Meadowmont Village Cir, Chapel Hill, NC 27517
9198195636
Daniel Casey Shedrick Jr at Prosperity Home Mortgage - Chapel Hill
1520 E Franklin St, Chapel Hill, NC 27514
9198915634
Nancy Osborne Movement Mortgage NMLS#455364
101 Cosgrove Ave #200, Chapel Hill, NC 27514
9196078739
Robby Oakes Mortgage Team at CIMG
1300 Environ Way, Chapel Hill, NC 27517
9195253660
FM Lending Services
1520 E Franklin St, Chapel Hill, NC 27514
9196091436
Independent Advantage Mortgage, LLC
1525 E Franklin St # 4, Chapel Hill, NC 27514
9199486878
Erika Griffin CIMG Residential Mortgage
1300 Environ Way, Chapel Hill, NC 27517
9199296116
Frank Rexford Mortgage Team
1300 Environ Way, Chapel Hill, NC 27517
9193607864
Scott Alexander Collie - Truist Mortgage Loan Officer
1414 Raleigh Rd, Chapel Hill, NC 27517
9199324201
A reverse mortgage specialist in Chapel Hill, North Carolina helps homeowners aged 62 and older access home equity without monthly payments. North Carolina law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Specialists in Chapel Hill guide clients through this process, ensuring compliance with state and federal rules.
What Does a Reverse Mortgage Specialist in Chapel Hill Cost?
Typical costs for a reverse mortgage in North Carolina include an origination fee up to 2% of the homes value (capped at $6,000), a mortgage insurance premium of 2% of the appraised value, and third-party costs such as appraisal ($400-$600) and title search ($500-$800). Total closing costs often range from $8,000 to $15,000. These costs can be financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist do in Chapel Hill?
A reverse mortgage specialist helps homeowners evaluate eligibility, understand loan terms, and complete required counseling. They coordinate with lenders and ensure compliance with North Carolina regulations, including the three-day rescission period after loan closing.
Are there age requirements for a reverse mortgage in North Carolina?
Yes, the borrower must be at least 62 years old. For a HECM loan, all borrowers listed on the title must meet this age requirement. North Carolina follows federal HUD guidelines for this rule.
What property types qualify for a reverse mortgage in Chapel Hill?
Qualifying properties include single-family homes, HUD-approved condominiums, and manufactured homes that meet FHA standards. The property must be the borrowers primary residence. North Carolina does not allow reverse mortgages on investment properties.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.