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Compare Reverse Mortgage Specialists in Clemmons, NC

Directory of reverse mortgage specialists in Clemmons, North Carolina. Verify credentials with the state mortgage licensing authority before hiring.

4 agents listed
Updated May 2026
Clemmons, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 4 reverse mortgage specialists in Clemmons, NC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Amy Walker Lawson
3844 Clemmons Rd STE B, Clemmons, NC 27012
8773141523
The Wealth Guardians Clemmons
3554 Clemmons Rd suite 001, Clemmons, NC 27012
3363913409
Fairway Independent Mortgage Corporation
3844 Clemmons Rd Suite A, Clemmons, NC 27012
3362238916
Mike W Bailey | Fairway Independent Mortgage Corporation Senior Loan Officer
3844 Clemmons Rd Suite A, Clemmons, NC 27012
3364134949

What Does a Reverse Mortgage Specialist in Clemmons Cost?

In North Carolina, reverse mortgage costs include an origination fee (up to $6,000), a mortgage insurance premium (2% of the home value upfront plus 0.5% annually), and third party fees such as appraisal ($400 to $600) and title search ($800 to $1,200). Counseling costs are typically $125 to $250 but may be waived by some agencies. Total closing costs usually range from $2,500 to $8,000 depending on the home value and lender. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a reverse mortgage specialist do in Clemmons?
A reverse mortgage specialist guides homeowners through the process of getting a Home Equity Conversion Mortgage (HECM). They explain eligibility, loan terms, and repayment options. They also help coordinate the required HUD counseling session.
Are there North Carolina specific rules for reverse mortgages?
Yes, North Carolina requires that all reverse mortgage borrowers complete a counseling session with a HUD approved counselor. The state also limits certain fees and requires lenders to provide clear disclosures about loan costs and terms.
How long does the reverse mortgage process take in North Carolina?
The process typically takes 30 to 45 days from application to closing. This includes the mandatory counseling session, property appraisal, and underwriting review. Delays can occur if documents are incomplete or if the appraisal takes longer.