Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 7 reverse mortgage specialists in Huntersville, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Claudia Gutierrez
10115 Kincey Ave Suite 195, Huntersville, NC 28078
7048080581
Gateway Financial Group
9820 Northcross Center Ct, Huntersville, NC 28078
7044097998
Nancy Rosenfeld: Atlantic Coast Mortgage
10115 Kincey Ave Suite 195, Huntersville, NC 28078
3366013860
Bonnie Jackson - Atlantic Coast Mortgage
10115 Kincey Ave Suite 195, Huntersville, NC 28078
7048779166
Char-Lee Smith - Atlantic Coast Mortgage
10115 Kincey Ave Suite 195, Huntersville, NC 28078
3363279379
Elsy Menjivar - FreshWater Lending Mortgage Broker
9820 Northcross Center Ct, Huntersville, NC 28078
7049569082
Karen Moravus
16930 W Catawba Ave, Huntersville, NC 28078
7049186000
What Does a Reverse Mortgage Specialist in Huntersville Cost?
Typical costs for a reverse mortgage specialist in North Carolina include origination fees (up to $6,000), mortgage insurance premiums (2% of home value upfront plus 0.5% annually), and third-party fees for appraisal and title work. Total closing costs often range from $5,000 to $15,000. These costs can be financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Huntersville do?
A specialist guides you through the reverse mortgage process, from counseling to loan closing. They explain loan types, costs, and repayment rules under North Carolina law. They also help you understand how the loan affects your home equity and heirs.
Are there age requirements for a reverse mortgage in North Carolina?
Yes, you must be at least 62 years old to qualify for a reverse mortgage in North Carolina. The loan is based on your age, home value, and current interest rates. A specialist can help you determine your eligibility.
What happens to the loan when the homeowner dies in North Carolina?
The loan becomes due when the last borrower dies or permanently moves out. Heirs can repay the loan or sell the home to satisfy the debt. North Carolina law protects heirs from owing more than the home is worth.