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Compare Reverse Mortgage Specialists in Lexington, NC
Directory of reverse mortgage specialists in Lexington, North Carolina. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Lexington, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 5 reverse mortgage specialists in Lexington, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Atlantic Bay Mortgage Group
22 S Main St Suite 3, Lexington, NC 27292
3368998720
Jason Hartley Mortgage Banker
22 S Main St Suite 3, Lexington, NC 27292
3364030000
North State Bank Mortgage
503 E Center St, Lexington, NC 27292
3362437880
Right By You Mortgage
114 W 2nd Ave Suite 100, Lexington, NC 27292
3362498111
Atlantic Bay Mortgage Group - Lexington, NC
6704 Old U.S. Hwy 52, Lexington, NC 27295
7439014600
Reverse mortgage specialists in Lexington, North Carolina help homeowners aged 62 and older convert home equity into tax-free funds. North Carolina law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. These specialists guide clients through the process and ensure compliance with state and federal regulations.
What Does a Reverse Mortgage Specialist in Lexington Cost?
Typical costs for a reverse mortgage in North Carolina include an origination fee up to $6,000, a mortgage insurance premium of 2% of the home value, and third-party fees for appraisal, title search, and recording. Closing costs generally range from $2,000 to $5,000. These amounts vary based on loan size and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Lexington North Carolina?
Borrowers must be at least 62 years old. All homeowners on the title must meet this age requirement. This rule applies to all HECM loans in North Carolina.
Do I need counseling before getting a reverse mortgage in North Carolina?
Yes, federal law requires all borrowers to complete a counseling session with a HUD-approved counselor. This session covers loan terms, costs, and alternatives. North Carolina does not add extra state counseling requirements beyond the federal mandate.
What property types qualify for a reverse mortgage in Lexington?
Qualifying properties include single-family homes, HUD-approved condominiums, and manufactured homes that meet FHA standards. The home must be the borrowers primary residence. Two-to-four unit properties may also qualify if the borrower occupies one unit.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.