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Compare reverse mortgage specialists in Lillington. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Lillington, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 2 reverse mortgage specialists in Lillington, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mid South Financial Services
709 W Front St, Lillington, NC 27546
9105149745
Greg Pitcher - First Community Mortgage - NMLS ID 1068998
1206 S Main St, Lillington, NC 27546
7573551221
A reverse mortgage specialist in Lillington, North Carolina helps homeowners aged 62 and older convert home equity into loan proceeds. North Carolina law requires borrowers to complete a counseling session with a HUD-approved counselor before applying for a Home Equity Conversion Mortgage (HECM). This process allows senior homeowners in Harnett County to access funds while retaining home ownership.
What Does a Reverse Mortgage Specialist in Lillington Cost?
Typical costs for a reverse mortgage in North Carolina include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search. These fees can range from 2000 to 8000 dollars depending on the loan amount and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Lillington do?
A reverse mortgage specialist guides you through the HECM process, including eligibility, loan options, and repayment terms. They help you understand how the loan affects your home equity and estate. In North Carolina, they must follow federal and state regulations for reverse mortgage lending.
Are there age requirements for a reverse mortgage in North Carolina?
Yes, all borrowers must be at least 62 years old. The home must be your primary residence. North Carolina law also requires that you receive independent counseling from a HUD-approved agency before you can proceed with the loan application.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.