ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Reverse Mortgage Specialists Near You in Waxhaw, NC
Looking for a reverse mortgage specialist in Waxhaw? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Waxhaw, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 5 reverse mortgage specialists in Waxhaw, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
uMortgage Solutions
8412 New Town Rd B, Waxhaw, NC 28173
7045884006
Atlantic Bay Mortgage Group: Tony Garshnick
3512 Providence Rd S STE C, Waxhaw, NC 28173
7047786205
Cobblestone Mortgage Corp: Norma Rowe
101 W South Main St, Waxhaw, NC 28173
7049531768
Keen Lending - NMLS - 2085433
136 Waxhaw Pkwy Suite 113 E, Waxhaw, NC 28173
8553317355
John Baranowski Sr. Mortgage Advisor NMLS# 26785
318 E South Main St, Waxhaw, NC 28173
7042722637
Reverse mortgage specialists in Waxhaw North Carolina help homeowners aged 62 and older convert home equity into cash. In North Carolina, all reverse mortgage counselors must be approved by the U.S. Department of Housing and Urban Development. These specialists guide clients through the unique requirements of the North Carolina Reverse Mortgage Act which mandates a mandatory counseling session before loan approval.
What Does a Reverse Mortgage Specialist in Waxhaw Cost?
Typical costs for a reverse mortgage specialist in North Carolina include an origination fee of up to 2 percent of the home value or $6,000 whichever is less. Closing costs such as appraisal title insurance and recording fees usually range from $2,000 to $5,000. The HUD counseling session fee is capped at $125 but many agencies offer it for free. These costs are generally financed into the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Waxhaw do?
A reverse mortgage specialist in Waxhaw helps older homeowners understand and apply for a reverse mortgage. They explain the loan terms, costs, and repayment rules specific to North Carolina law. The specialist also coordinates the required HUD-approved counseling session.
Who is eligible for a reverse mortgage in Waxhaw North Carolina?
To qualify for a reverse mortgage in Waxhaw you must be at least 62 years old. You must own your home outright or have a low mortgage balance. The property must be your primary residence and you must complete a counseling session with a HUD-approved agency.
Are there special protections for reverse mortgage borrowers in North Carolina?
Yes, North Carolina law requires a mandatory three-day rescission period after closing. This means you can cancel the loan for any reason within three business days without penalty. Lenders must also provide clear disclosures about all fees and interest rates before you sign.
Free • No Obligation
Compare Reverse Mortgage Specialists
Get matched with agents in Waxhaw who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.