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Compare Reverse Mortgage Specialists in Wilmington, NC
Compare reverse mortgage specialists in Wilmington. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Wilmington, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 20 reverse mortgage specialists in Wilmington, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
1111 Military Cutoff Rd Suite 191, Wilmington, NC 28405
9105999064
Drew Blakely - Garden City Mortgage - NMLS #2249772
5725 Oleander Dr Unit A-4, Wilmington, NC 28403
2695696818
Trust Mortgage: Wally Simpson, Mortgage Broker
1015 Ashes Dr # 107, Wilmington, NC 28403
9102003963
Primis Mortgage
5535 Currituck Dr Unit 120, Wilmington, NC 28403
9109330100
Tyler Duncan- Slam Dunc Team, Mortgage Lender
1209 Culbreth Dr Suite 228, Wilmington, NC 28405
9702379341
Omar Washington - Movement Mortgage
8262 Market St #105, Wilmington, NC 28411
9102332684
ONE Presidential Mortgage
1213 Culbreth Dr #126, Wilmington, NC 28405
9105387821
Atlantic Coast Financial Services
4520 Fountain Dr, Wilmington, NC 28403
9107911337
Coastline Mortgage Consultants LLC
215 Racine Dr STE 105, Wilmington, NC 28403
9105091561
Innovate Coastal Mortgage
1001 Military Cutoff Rd Drive, Wilmington, NC 28405
9102604273
Seaside Mortgage Corporation
5653 Carolina Beach Rd, Wilmington, NC 28412
9104520876
Integrity Home Mortgage Corp
4918 Oleander Dr, Wilmington, NC 28403
3362029164
Teddy Hardeen, Mortgage Lender, NMLS# 1561175
1320 Airlie Rd, Wilmington, NC 28403
9105501284
D Lon Downing with TowneBank Mortgage
1904 Eastwood Rd Ste 209A, Wilmington, NC 28403
9105386473
Atlantic Bay Mortgage Group, L.L.C. : Matt Earley, Mortgage Banker NMLS# 2093275
1015 Ashes Dr # 107, Wilmington, NC 28405
9193488416
Diana Johns
5535 Currituck Dr Suite 120, Wilmington, NC 28403
9102621461
Aaron Jerome Aasen - Movement Mortgage
8262 Market St #105, Wilmington, NC 28411
6508631730
A reverse mortgage specialist in Wilmington North Carolina helps homeowners aged 62 and older convert home equity into tax-free funds without selling their home. North Carolina law requires mandatory counseling from a HUD-approved agency before you can apply for a Home Equity Conversion Mortgage HECM. Specialists in the Wilmington area guide clients through this process and explain local property tax and insurance obligations.
What Does a Reverse Mortgage Specialist in Wilmington Cost?
Typical costs for a reverse mortgage in North Carolina include an origination fee up to 2.5 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal title and recording which range from 500 to 1500 dollars. Closing costs generally total 3000 to 8000 dollars depending on the loan amount and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a reverse mortgage specialist in Wilmington?
A reverse mortgage specialist is a licensed loan officer who focuses on HECM loans for seniors. They help Wilmington homeowners understand eligibility, loan limits, and repayment terms specific to North Carolina law.
What are the age requirements for a reverse mortgage in North Carolina?
You must be at least 62 years old to qualify for a HECM reverse mortgage in North Carolina. All borrowers listed on the title must meet this age requirement.
Do I need counseling before getting a reverse mortgage in Wilmington?
Yes. North Carolina law requires you to complete a counseling session with a HUD-approved counselor. The specialist can provide a list of approved agencies in the Wilmington area.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.