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Find Reverse Mortgage Specialists Near You in Winston-Salem, NC
Directory of reverse mortgage specialists in Winston-Salem, North Carolina. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Winston-Salem, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 20 reverse mortgage specialists in Winston-Salem, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
514 S Stratford Rd Suite 240, Winston-Salem, NC 27103
3367141556
Highlands Residential Mortgage
2098 Frontis Plaza Blvd, Winston-Salem, NC 27103
3365759448
Jill Burgess - Ameris Bank Mortgage
3500 Vest Mill Rd Ste 1, Winston-Salem, NC 27103
3367409068
The Sharpe Mortgage Team - Ashley McKenzie-Sharpe Highlands Residential Mortgage
2098 Frontis Plaza Blvd A, Winston-Salem, NC 27103
3365759448
Atlantic Bay Mortgage Group - Winston-Salem, NC
110 Oakwood Dr Suite 540, Winston-Salem, NC 27103
3367934400
Ryan A Reynolds | Fairway Independent Mortgage Corporation Senior Loan Officer
514 S Stratford Rd Suite 240, Winston-Salem, NC 27103
3367141558
Mike Bailey | Fairway Independent Mortgage Corporation
514 S Stratford Rd, Winston-Salem, NC 27103
3366083269
Andi Lentz at Prosperity Home Mortgage - Winston Salem
110 Oakwood Dr Suite 110, Winston-Salem, NC 27103
3366502499
Karla M Amaya Rivas | Senior Mortgage Banker - NMLS 336441
110 Oakwood Dr Suite 540, Winston-Salem, NC 27103
3369087888
Chris Jenkins NMLS #71230 Wesley Ray Jenkins ll NMLS #102329 Fairway Home Mortgage #2289
514 S Stratford Rd Suite 240, Winston-Salem, NC 27103
3369970267
Pam Caldwell at Certainty Home Lending (NMLS #83707)
190 Charlois Blvd Suite 200, Winston-Salem, NC 27103
3366172841
Brian Crewey at Prosperity Home Mortgage - Winston-Salem
110 Oakwood Dr #110, Winston-Salem, NC 27103
3363555695
Bill Reynolds | Fairway Independent Mortgage Corporation SVP Area Manager
514 S Stratford Rd Suite 240, Winston-Salem, NC 27103
3367141557
Dawn Hensley
514 S Stratford Rd, Winston-Salem, NC 27103
3362511102
Old Country Mortgage Services Inc
2150 Country Club Rd Ste 248, Winston-Salem, NC 27104
3367599400
Lisa S Wright | Fairway Independent Mortgage Corporation Mortgage Specialist
514 S Stratford Rd Suite 240, Winston-Salem, NC 27103
3364088258
Dew Mortgage LLC
4400 Silas Creek Pkwy # 107, Winston-Salem, NC 27104
514 S Stratford Rd Suite 240, Winston-Salem, NC 27103
3364034237
Matt Morsey Fairway Home Mortgage
514 S Stratford Rd Suite 240, Winston-Salem, NC 27103
9492936051
Certainty Home Lending
190 Charlois Blvd Suite 200, Winston-Salem, NC 27103
3362598187
A reverse mortgage specialist in Winston-Salem, North Carolina helps homeowners aged 62 and older convert home equity into tax-free funds without monthly payments. North Carolina law requires reverse mortgage borrowers to complete third-party counseling from a HUD-approved agency before loan approval. Winston-Salem seniors can use these funds for home repairs, medical expenses, or supplementing retirement income.
What Does a Reverse Mortgage Specialist in Winston-Salem Cost?
Typical costs for a reverse mortgage specialist in North Carolina include an origination fee of up to $6,000, a mortgage insurance premium of 2 percent of the homes value, and third-party fees such as appraisal ($400 to $600) and title insurance ($500 to $1,000). Closing costs usually range from $2,000 to $8,000. These costs can be financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist do in Winston-Salem?
A reverse mortgage specialist guides you through the Home Equity Conversion Mortgage (HECM) process, explains loan terms, and helps you choose a payout option. They also coordinate with HUD-approved counselors and ensure compliance with North Carolina regulations.
Are there North Carolina-specific rules for reverse mortgages?
Yes. North Carolina requires a mandatory 10-day waiting period after counseling before loan closing. The state also prohibits lenders from charging prepayment penalties on reverse mortgages. All borrowers must attend a counseling session with a HUD-approved agency.
How much equity do I need for a reverse mortgage in Winston-Salem?
You generally need at least 50 percent equity in your home to qualify for a reverse mortgage in North Carolina. The exact amount depends on your age, the homes appraised value, and current interest rates. A specialist can calculate your specific loan amount.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.