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Compare reverse mortgage specialists in West Fargo. Review contact information and insurance categorys before you decide.
10 agents listed
Updated May 2026
West Fargo, ND
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Dakota before hiring.
Showing 10 reverse mortgage specialists in West Fargo, ND
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kayla Kallander - Mortgage Advisor - #986939 - First International Bank & Trust
1350 13th Ave E, West Fargo, ND 58078
7013709766
Guild Mortgage - Katie Stockert
530 Oak Ridge Way E Suite 2, West Fargo, ND 58078
7014041565
Bell Bank Mortgage, Karla VanRaden
320 32nd Ave W Suite 100, West Fargo, ND 58078
7012981546
Alliance Mortgage
3244 Oak Ridge Loop E Suite A, West Fargo, ND 58078
2184433579
Jason Thornton at Rate (NMLS #2233917)
3275 Oak Ridge Loop E, West Fargo, ND 58078
7018403680
Jodi J Deplazes Powered By Edge Home Finance - West Fargo, North Dakota Branch
3240 Oak Ridge Loop E, West Fargo, ND 58078
7014911804
Guild Mortgage Company
530 Oak Ridge Way E Suite 2, West Fargo, ND 58078
7014041560
Angie Scoville, Mortgage Loan Officer
Located in Western State Bank, 755 13th Ave E, West Fargo, ND 58078
7014996342
Jennifer Johns
3244 Oak Ridge Loop E # A, West Fargo, ND 58078
2184433579
Rate
3275 Oak Ridge Loop E, West Fargo, ND 58078
7016390456
A reverse mortgage specialist in West Fargo, North Dakota helps homeowners aged 62 and older convert home equity into tax-free funds. North Dakota law requires borrowers to complete a counseling session with a HUD-approved counselor before obtaining a Home Equity Conversion Mortgage. Specialists guide clients through the process, including the mandatory counseling and loan repayment terms.
What Does a Reverse Mortgage Specialist in West Fargo Cost?
Typical costs for a reverse mortgage in North Dakota include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search. These fees can total between 3,000 and 8,000 dollars depending on the home value. Costs vary by situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in West Fargo do?
A specialist explains how reverse mortgages work, helps you apply for a Home Equity Conversion Mortgage, and coordinates with HUD-approved counselors. They also assist with understanding loan terms, fees, and repayment conditions specific to North Dakota.
What are North Dakota requirements for a reverse mortgage?
Borrowers must be at least 62 years old, own their home outright or have a low mortgage balance, and complete a HUD-approved counseling session. North Dakota law does not impose additional state-specific requirements beyond federal HUD rules.
How long does the reverse mortgage process take in West Fargo?
The process typically takes 30 to 60 days from application to closing. This includes the mandatory counseling session, property appraisal, and underwriting review. Delays may occur if additional documentation is needed.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Dakota.