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Find Reverse Mortgage Specialists in Centerville, OH
Directory of reverse mortgage specialists in Centerville, Ohio. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Centerville, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 2 reverse mortgage specialists in Centerville, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Mortgage Network of Ohio (NMLS ID 1742)
8153 Garnet Dr, Centerville, OH 45458
9376090115
US Bank Mortgage
360 N Main St, Centerville, OH 45459
8008722657
A reverse mortgage specialist in Centerville Ohio can help homeowners aged 62 and older convert home equity into tax-free funds. Ohio law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage. Centerville residents may use these funds for home repairs, medical expenses, or supplementing retirement income.
What Does a Reverse Mortgage Specialist in Centerville Cost?
Typical costs for a reverse mortgage in Ohio include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal title and recording. Total closing costs often range from 5000 to 15000 dollars depending on the home value and loan type. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Centerville Ohio?
Borrowers must be at least 62 years old. All co-borrowers must also meet this age requirement. Ohio law follows federal HECM guidelines for age eligibility.
Do I need counseling before getting a reverse mortgage in Ohio?
Yes Ohio requires mandatory HUD-approved counseling for all reverse mortgage applicants. The counseling session explains loan terms costs and alternatives. You must complete it before submitting an application.
What happens to the loan when I move out of my Centerville home?
The loan becomes due when you sell the home move out permanently or pass away. Ohio law gives heirs 12 months to repay the loan or sell the property. They can also choose to deed the home to the lender.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.