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Compare Reverse Mortgage Specialists in Englewood, OH
Looking for a reverse mortgage specialist in Englewood? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Englewood, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 3 reverse mortgage specialists in Englewood, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PNC Mortgage
175 W National Rd, Englewood, OH 45322
9378365156
Chase Mortgage
604 Taywood Rd, Englewood, OH 45322
9378362658
Fifth Third Mortgage
310 W National Rd, Englewood, OH 45322
9378320391
A reverse mortgage specialist in Englewood Ohio can help homeowners aged 62 and older access home equity through a Home Equity Conversion Mortgage (HECM). Ohio law requires borrowers to complete mandatory counseling from a HUD-approved agency before applying. Specialists in Englewood guide clients through loan terms, repayment rules, and the impact on estate planning.
What Does a Reverse Mortgage Specialist in Englewood Cost?
Typical costs for a reverse mortgage specialist in Ohio include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search. Total closing costs often range from 5,000 to 10,000 dollars for a 200,000 dollar home. These costs are usually financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Englewood Ohio?
Borrowers must be at least 62 years old. If married, the younger spouse must also be 62 to be listed on the loan. Ohio law follows federal HECM guidelines for age eligibility.
Do I have to pay back a reverse mortgage in Ohio?
The loan becomes due when the last borrower dies, sells the home, or moves out for more than 12 consecutive months. Ohio law does not require repayment while you live in the home and meet loan obligations like paying property taxes and insurance.
What happens to my heirs with a reverse mortgage in Ohio?
Heirs can repay the loan balance or 95 percent of the home appraised value, whichever is less, to keep the home. If they do not want the home, they can sell it and keep any remaining equity. Ohio probate law does not change these federal rules.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.