Skip to main content

Find Reverse Mortgage Specialists Near You in Fairborn, OH

Directory of reverse mortgage specialists in Fairborn, Ohio. Verify credentials with the state state mortgage licensing authority before hiring.

3 agents listed
Updated June 2026
Fairborn, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Ohio before hiring.
Showing 3 reverse mortgage specialists in Fairborn, OH Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Weber Bancorp LLC
398 E Dayton Yellow Springs Rd, Fairborn, OH 45324
(937) 878-9993 weberbancorp.com
US Bank Mortgage
1 W Main St, Fairborn, OH 45324
(800) 872-2657 usbank.com
HII Commercial Real Estate Loans Fairborn OH
420 Patterson St E, Fairborn, OH 45324
(937) 343-1995 happyinvestmentsinc.com

A reverse mortgage specialist in Fairborn Ohio can help homeowners aged 62 and older convert home equity into tax-free funds. Ohio law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage. Fairborn residents benefit from local specialists who understand Greene County property values and Ohio foreclosure protections.

What Does a Reverse Mortgage Specialist in Fairborn Cost?

Typical costs for a reverse mortgage in Ohio include an origination fee of up to 2 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and third-party fees for appraisal title and recording. Total closing costs often range from 6,000 to 12,000 for a home valued at 200,000. Costs vary by lender and loan type. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age and equity requirements for a reverse mortgage in Fairborn Ohio?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The home must be your primary residence in Fairborn Ohio. Ohio law does not impose additional age limits beyond the federal minimum.
Do I need counseling before getting a reverse mortgage in Ohio?
Yes Ohio law requires all borrowers to complete a HUD-approved counseling session before applying. The session covers loan terms costs and alternatives. Counselors must be independent from the lender.
Are reverse mortgage proceeds taxable in Ohio?
Reverse mortgage proceeds are not considered income for Ohio state tax purposes. They are loan advances and are tax-free. However interest on the loan is not deductible until the loan is repaid.

Reverse Mortgage Specialists in Other Ohio Cities