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Browse reverse mortgage specialists serving Fairlawn, Ohio. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Fairlawn, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 2 reverse mortgage specialists in Fairlawn, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Riverview Mortgage Corp
2919 W Market St Suite C, Fairlawn, OH 44333
2343345414
The Mortgage Guys
50 Baker Blvd #6, Fairlawn, OH 44333
3308696344
A reverse mortgage specialist in Fairlawn Ohio helps homeowners aged 62 and older convert part of their home equity into cash without monthly payments. Ohio law requires borrowers to complete a counseling session with a HUD-approved counselor before applying. Fairlawn residents often use these loans to supplement retirement income or pay for home repairs.
What Does a Reverse Mortgage Specialist in Fairlawn Cost?
Typical costs for a reverse mortgage specialist in Ohio include an origination fee up to 2 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and third-party fees for appraisal title and credit report. Total closing costs often range from 3000 to 8000 depending on the home value and loan type. These costs are usually rolled into the loan balance. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Fairlawn Ohio?
Borrowers must be at least 62 years old. If the home is owned jointly both spouses must meet the age requirement. Ohio law does not allow exceptions to this federal rule.
Do I need counseling before getting a reverse mortgage in Ohio?
Yes Ohio requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. The session covers loan terms costs and alternatives. You must receive a certificate of completion before the lender can process your application.
What happens if I move out of my Fairlawn home after getting a reverse mortgage?
If you move out permanently or sell the home the loan becomes due. Ohio law gives you a 12-month grace period to repay the balance or sell the property. Failure to repay may result in foreclosure.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.