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Find Reverse Mortgage Specialists Near You in Lancaster, OH
Browse reverse mortgage specialists serving Lancaster, Ohio. Contact information and addresses listed below.
9 agents listed
Updated May 2026
Lancaster, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 9 reverse mortgage specialists in Lancaster, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cason Home Loans
800 Rainbow Dr NE, Lancaster, OH 43130
6149155450
Royal Oak Financial Group
123 S Broad St #225, Lancaster, OH 43130
7402777222
Union Home Mortgage
419 E Main St, Lancaster, OH 43130
7406541200
OneMain Financial
1124 N Memorial Dr, Lancaster, OH 43130
7406531650
Greg Rose at CrossCountry Mortgage
2682 N Columbus St b, Lancaster, OH 43130
8777731226
American Eagle Mortgage | Lancaster, OH
2682 N Columbus St b, Lancaster, OH 43130
7406546000
Ron Thomas at CrossCountry Mortgage
2682 N Columbus St b, Lancaster, OH 43130
7406546000
Mortgages By Chuck
154 E Main St, Lancaster, OH 43130
6149158736
Chase Home Lending
123 S Broad St, Lancaster, OH 43130
6149812684
A reverse mortgage specialist in Lancaster Ohio helps homeowners aged 62 and older access home equity without monthly payments. Ohio law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. Specialists in Fairfield County can guide you through the process and explain how a reverse mortgage affects your estate and heirs.
What Does a Reverse Mortgage Specialist in Lancaster Cost?
Typical costs for a reverse mortgage in Ohio include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees like appraisal and title search. These costs often range from 2000 to 6000 dollars. Costs vary by loan amount and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Lancaster Ohio?
You must be at least 62 years old to qualify for a reverse mortgage in Ohio. The property must be your primary residence. If you are married and your spouse is under 62, they may have limited rights under current rules.
Do I need counseling before getting a reverse mortgage in Ohio?
Yes, Ohio law requires you to complete a counseling session with a HUD-approved counselor before you can apply for a reverse mortgage. This session explains the loan terms, costs, and alternatives. You can find counselors in Lancaster or online.
What happens to the reverse mortgage when I move or pass away in Ohio?
If you move out or sell the home, the loan becomes due. If you pass away, your heirs have up to 30 days to decide whether to pay off the loan or sell the home. Ohio law gives heirs an additional 180 days if needed to sell the property.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.