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Find Reverse Mortgage Specialists in North Ridgeville, OH
Looking for a reverse mortgage specialist in North Ridgeville? Review the directory below to compare your options.
8 agents listed
Updated June 2026
North Ridgeville, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Ohio before hiring.
Showing 8 reverse mortgage specialists in North Ridgeville, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Matthew Nelson at CrossCountry Mortgage
38850 Center Ridge Rd Suite #2, North Ridgeville, OH 44039
A reverse mortgage specialist in North Ridgeville Ohio helps older homeowners convert home equity into tax-free funds without selling the home. Ohio law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage HECM. Local specialists guide clients through this process and explain how the loan affects estate planning and Medicaid eligibility.
What Does a Reverse Mortgage Specialist in North Ridgeville Cost?
Reverse mortgage costs in Ohio include an origination fee typically 2 percent of the home value up to 6000 dollars a mortgage insurance premium equal to 2 percent of the appraised value and third-party fees for appraisal title and recording. Closing costs in North Ridgeville usually range from 3000 to 8000 dollars depending on the loan amount and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in North Ridgeville do?
A specialist explains how reverse mortgages work helps you compare lenders and coordinates the mandatory HUD counseling session. They also review Ohio property tax deferral options that may reduce your loan balance.
Do I need counseling before getting a reverse mortgage in Ohio?
Yes Ohio law requires all borrowers to complete a counseling session with a HUD-approved agency before submitting a loan application. The counselor explains loan terms costs and alternatives. The session usually costs around 125 dollars but some agencies waive the fee for low-income homeowners.
What are the age and equity requirements for a reverse mortgage in North Ridgeville?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The home must be your primary residence. Ohio law does not set additional age limits but lenders follow federal HECM rules.
Get matched with agents in North Ridgeville who handle your type of case.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Ohio.