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Compare reverse mortgage specialists in Vandalia. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Vandalia, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 3 reverse mortgage specialists in Vandalia, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Daniel Torre | Branch Manager | Primary Residential Mortgage, Inc.
300 W National Rd, Vandalia, OH 45377
9373698228
Primary Residential Mortgage, Inc.
300 W National Rd, Vandalia, OH 45377
9373698228
Chase Home Lending
806 W National Rd, Vandalia, OH 45377
3052163366
Reverse mortgage specialists in Vandalia Ohio help homeowners aged 62 and older access home equity without monthly payments. Ohio law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage HECM. Local specialists guide clients through the process and explain how the loan affects property taxes and estate planning.
What Does a Reverse Mortgage Specialist in Vandalia Cost?
Typical costs for a reverse mortgage in Ohio include an origination fee up to 2 percent of the home value capped at 6000 dollars. Upfront mortgage insurance premium is 2 percent of the appraised value. Appraisal fees range from 400 to 800 dollars. Closing costs vary by lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Vandalia Ohio?
Borrowers must be at least 62 years old. For a HECM loan the primary occupant must meet this age requirement. Ohio law does not add extra age restrictions beyond federal HUD rules.
Do I need counseling before getting a reverse mortgage in Ohio?
Yes Ohio requires all borrowers to complete a HUD-approved counseling session before applying. The counselor explains loan terms costs and alternatives. This session must occur within 180 days before closing.
Can a reverse mortgage be foreclosed in Vandalia Ohio?
Yes if the borrower fails to pay property taxes or homeowners insurance or does not maintain the home. Ohio foreclosure law applies. The loan becomes due when the last borrower dies or permanently moves out.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.