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Find Reverse Mortgage Specialists Near You in West Chester Township, OH

Directory of reverse mortgage specialists in West Chester Township, Ohio. Verify credentials with the state mortgage licensing authority before hiring.

17 agents listed
Updated May 2026
West Chester Township, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 17 reverse mortgage specialists in West Chester Township, OH Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Union Home Mortgage - West Chester
7150 Office Park Dr, West Chester Township, OH 45069
5134272180
Imperial Home Loans
7237 Cincinnati Dayton Rd Suite 101, West Chester Township, OH 45069
5138351787
3rd Street Financial Corp.
6964 Tylersville Rd B, West Chester Township, OH 45069
5137694111
Ruoff Mortgage - West Chester
8748 Union Centre Blvd, West Chester Township, OH 45069
5137957592
Dan Farrell, VP / Branch Manager GVC Mortgage
9078 Union Centre Blvd #350, West Chester Township, OH 45069
5136075769
Benge Mortgage LLC NMLS#2359924
8080 Beckett Center Dr #202, West Chester Township, OH 45069
8598068040
Florence Davis - GVC Mortgage
9078 Union Centre Blvd #350, West Chester Township, OH 45069
3303280062
Ryan Kiefer - First Community Mortgage - NMLS ID 581411
7594 Tylers Pl Blvd B, West Chester Township, OH 45069
5133142248
Mark Shooner at Prosperity Home Mortgage - West Chester
6192 Muhlhauser Rd, West Chester Township, OH 45069
5136233322
AJ Hodge, Ruoff Mortgage
8748 Union Centre Blvd, West Chester Township, OH 45069
5139072374
Sheri Watkins, Ruoff Mortgage
8748 Union Centre Blvd, West Chester Township, OH 45069
5132658666
Teresa Strapp - Union Home Mortgage - NMLS 1509006
7150 Office Park Dr, West Chester Township, OH 45069
5134099223
Chris Britton - Union Home Mortgage - NMLS 262641
7150 Office Park Dr, West Chester Township, OH 45069
5137037500
Avhinav Adhikari Motto Mortgage Angels
9032 Union Centre Blvd Suite 103, West Chester Township, OH 45069
5132568542
Thrive Mortgage - West Chester OH
8240 Beckett Park Dr, West Chester Township, OH 45069
5134524121
Motto Mortgage Angels
9032 Union Centre Blvd Suite 103, West Chester Township, OH 45069
5132568542
Silverton Mortgage - West Chester
9050 Centre Pointe Dr Suite 210, West Chester Township, OH 45069
5135057469

Reverse mortgage specialists in West Chester Township Ohio help homeowners aged 62 and older convert home equity into tax-free funds. Ohio law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. Specialists can guide you through the process and explain how local property values and tax deferral programs may affect your loan.

What Does a Reverse Mortgage Specialist in West Chester Township Cost?

Typical costs for a reverse mortgage in Ohio include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal title search and recording. These costs can range from 2000 to 8000 dollars depending on the property value and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What qualifications do I need for a reverse mortgage in West Chester Township?
You must be at least 62 years old and own your home outright or have a low mortgage balance. Ohio law also requires you to attend a counseling session with a HUD-approved counselor before applying.
Are reverse mortgage proceeds taxable in Ohio?
No, reverse mortgage proceeds are not considered income for federal or Ohio state tax purposes. However, interest on the loan is not deductible until you pay it back.
How does a reverse mortgage affect my Ohio property taxes?
You must continue to pay property taxes and homeowners insurance. Ohio offers a homestead exemption for seniors that may reduce your tax burden. A specialist can help you understand these local programs.