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Browse reverse mortgage specialists serving Xenia, Ohio. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Xenia, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 2 reverse mortgage specialists in Xenia, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Mortgage
306 W 2nd St, Xenia, OH 45385
9373762971
Fifth Third Mortgage - Andrea Barr
100 W Main St, Xenia, OH 45385
9373478099
A reverse mortgage specialist in Xenia, Ohio helps homeowners aged 62 and older convert home equity into tax-free funds without monthly payments. Ohio law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage HECM. Specialists guide clients through the process, including property eligibility and repayment terms specific to Greene County.
What Does a Reverse Mortgage Specialist in Xenia Cost?
Typical costs for a reverse mortgage specialist in Ohio include an origination fee of up to 6000, an appraisal fee of 400 to 600, and title insurance costs of 500 to 1000. Closing costs generally range from 2000 to 8000 depending on the loan amount and property value. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Xenia Ohio?
You must be at least 62 years old to qualify for a reverse mortgage in Ohio. All borrowers listed on the title must meet this age requirement. Non-borrowing spouses have certain protections under federal rules.
Do reverse mortgage specialists in Xenia charge upfront fees?
Yes, specialists may charge origination fees and third-party costs like appraisal and title services. In Ohio, origination fees are capped by HUD at 2 percent of the first 200000 of home value plus 1 percent of the amount over 200000. Always ask for a detailed fee estimate.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.