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Compare Reverse Mortgage Specialists in Youngstown, OH
Browse reverse mortgage specialists serving Youngstown, Ohio. Contact information and addresses listed below.
13 agents listed
Updated May 2026
Youngstown, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 13 reverse mortgage specialists in Youngstown, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Annie Herdman - Team Home Sweet Loan at Novus Home Mortgage
1240 Boardman-Canfield Rd suite 6 f, Youngstown, OH 44512
3307748637
Shelah Mrosko - Mortgage Broker
7829 Huntington Cir, Youngstown, OH 44512
3305034444
Commercial Real Estate Mortgage Loans Youngstown OH
366 E Florida Ave # D, Youngstown, OH 44507
2342305349
Shannon Spitler - Chase Home Lending Advisor - NMLS ID 444909
5531 Mahoning Ave, Youngstown, OH 44515
3308837775
A reverse mortgage specialist in Youngstown Ohio helps homeowners aged 62 and older access home equity without monthly payments. Ohio law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage HECM. Local specialists guide clients through the process including property eligibility and repayment rules specific to Ohio.
What Does a Reverse Mortgage Specialist in Youngstown Cost?
Typical costs for a reverse mortgage in Ohio include an origination fee of up to 6000 dollars a mortgage insurance premium of 2 percent of the home value and third-party fees for appraisal title search and recording which range from 500 to 1500 dollars. Closing costs often total 3000 to 8000 dollars but can be financed into the loan. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Youngstown Ohio?
Borrowers must be at least 62 years old. All homeowners on the title must meet this age requirement. Ohio law does not allow exceptions to this federal rule.
Do I need counseling before getting a reverse mortgage in Ohio?
Yes Ohio requires all borrowers to complete a HUD-approved counseling session. The counselor explains loan terms costs and alternatives. You must receive a certificate of completion before the lender can process your application.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.