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Compare Reverse Mortgage Specialists in Guthrie, OK
Looking for a reverse mortgage specialist in Guthrie? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Guthrie, OK
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oklahoma before hiring.
Showing 2 reverse mortgage specialists in Guthrie, OK
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Security Finance
307 N Division St, Guthrie, OK 73044
4052820077
Bozarth Home Mortgage
111 S Division St, Guthrie, OK 73044
4052936300
Reverse mortgage specialists in Guthrie, Oklahoma help homeowners aged 62 and older convert part of their home equity into tax-free funds. Oklahoma law requires borrowers to complete a counseling session with a HUD-approved counselor before obtaining a Home Equity Conversion Mortgage (HECM). Specialists in Guthrie can guide you through this process and explain how Oklahoma property tax deferral programs may interact with your reverse mortgage.
What Does a Reverse Mortgage Specialist in Guthrie Cost?
Typical costs for a reverse mortgage specialist in Oklahoma include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal, title search, and credit report. These costs usually range from $3,000 to $8,000 depending on the property value and loan type. Oklahoma does not have a state-specific fee cap beyond federal limits. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Guthrie Oklahoma?
You must be at least 62 years old to qualify for a reverse mortgage in Guthrie. All borrowers on the title must meet this age requirement. Oklahoma follows federal HUD guidelines for age eligibility.
Do I need to own my home free and clear to get a reverse mortgage in Guthrie?
No, you do not need to own your home free and clear. However, any existing mortgage or liens must be paid off with the reverse mortgage proceeds. Oklahoma law does not impose additional restrictions beyond federal requirements.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Oklahoma.