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Find Reverse Mortgage Specialists Near You in Stillwater, OK
Directory of reverse mortgage specialists in Stillwater, Oklahoma. Verify credentials with the state mortgage licensing authority before hiring.
13 agents listed
Updated May 2026
Stillwater, OK
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oklahoma before hiring.
Showing 13 reverse mortgage specialists in Stillwater, OK
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Security Finance
207 S Perkins Rd, Stillwater, OK 74074
4057430621
Check `n Go
211 N Perkins Rd STE 8, Stillwater, OK 74075
4057435980
Eric Zanotelli / The Z Team
1120 N Duck St i, Stillwater, OK 74075
4058806598
Regional Finance
701 N Main St, Stillwater, OK 74075
4055719106
Red River Credit Corporation
601 N Perkins Rd, Stillwater, OK 74075
4056240799
Arvest Bank
524 N Main St, Stillwater, OK 74075
4056778711
OneMain Financial
2240 N Perkins Rd #230, Stillwater, OK 74075
4057070524
Matlock Mortgage Team
232 S Main St, Stillwater, OK 74074
4059377134
Stillwater Financial Services
1431 S Western Rd, Stillwater, OK 74074
4052159063
Exchange Bank
310 N Main St, Stillwater, OK 74075
4057420202
Oklahoma Rural Rehabilitation
401 S Lewis St, Stillwater, OK 74074
4053772010
Fairway Independent Mortgage
2205 W 6th Ave, Stillwater, OK 74074
4053725363
Chase Home Lending
203 S Knoblock St, Stillwater, OK 74074
6318716287
Reverse mortgage specialists in Stillwater Oklahoma help homeowners aged 62 and older convert home equity into loan proceeds without monthly payments. Oklahoma law requires borrowers to complete a counseling session with a HUD approved counselor before obtaining a Home Equity Conversion Mortgage. Specialists can guide you through the process and explain how the loan affects your property taxes and estate plans in Payne County.
What Does a Reverse Mortgage Specialist in Stillwater Cost?
Typical costs for a reverse mortgage in Oklahoma include an origination fee up to 2 percent of the home value capped at 6000 dollars, a mortgage insurance premium of 2 percent of the home value, and appraisal fees ranging from 450 to 700 dollars. Closing costs and third party fees such as title insurance and recording fees add 1000 to 3000 dollars. Total upfront costs usually range from 8000 to 15000 dollars depending on the home value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Stillwater Oklahoma?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The home must be your primary residence and meet FHA property standards. Oklahoma law does not impose additional age or income requirements beyond federal HUD rules.
Do I have to pay property taxes in Stillwater if I get a reverse mortgage?
Yes you must continue to pay property taxes and homeowners insurance. Failure to pay taxes or maintain insurance can lead to loan default. Oklahoma law allows the lender to require escrow accounts for taxes and insurance to protect both parties.
How does a reverse mortgage affect my heirs in Oklahoma?
Heirs can repay the loan by selling the home or refinancing. If the loan balance is less than the home value heirs keep the difference. Oklahoma law gives heirs at least 30 days after the loan becomes due to decide how to handle the property.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Oklahoma.