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Find Reverse Mortgage Specialists Near You in Eagle Point, OR
Directory of reverse mortgage specialists in Eagle Point, Oregon. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Eagle Point, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oregon before hiring.
Showing 3 reverse mortgage specialists in Eagle Point, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Rogue Credit Union
10572 OR-62, Eagle Point, OR 97524
8008567328
Edward Jones - Financial Advisor: Michael S McGehee
11232 OR-62 Suite A & B, Eagle Point, OR 97524
5418261886
Heather England – Banner Bank Residential Loan Officer
44 W Linn Rd, Eagle Point, OR 97524
5416188249
Reverse mortgage specialists in Eagle Point Oregon help homeowners aged 62 and older access home equity without monthly payments. Oregon law requires borrowers to complete a counseling session with a HUD-approved agency before applying. Specialists guide clients through the HECM program and explain how property taxes and insurance obligations remain the homeowners responsibility.
What Does a Reverse Mortgage Specialist in Eagle Point Cost?
Typical costs for a reverse mortgage in Oregon include an origination fee of up to 2 percent of the homes value or $6,000 whichever is less. Third party costs such as appraisal title and recording fees range from $2,500 to $5,000. The upfront mortgage insurance premium is 2 percent of the appraised value. Annual mortgage insurance is 0.5 percent of the loan balance. Costs vary by lender loan type and property value. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Eagle Point Oregon?
Borrowers must be at least 62 years old. For a HECM loan the primary occupant must meet this age requirement. Oregon law does not add any additional age restrictions beyond federal HUD rules.
Do I need counseling before getting a reverse mortgage in Oregon?
Yes Oregon requires a counseling session with a HUD-approved counselor before you can apply. The session explains loan terms costs and alternatives. You must receive a certificate of completion before the lender can proceed.
Can I use a reverse mortgage to buy a home in Eagle Point?
Yes a HECM for Purchase allows you to buy a primary residence in Eagle Point using a reverse mortgage. You must pay the difference between the purchase price and the loan amount. Oregon law does not restrict this option.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Oregon.