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Compare Reverse Mortgage Specialists in Eugene, OR
Browse reverse mortgage specialists serving Eugene, Oregon. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Eugene, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oregon before hiring.
Showing 20 reverse mortgage specialists in Eugene, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Secure Choice Lending, Eugene Branch, Levi Paddock
2727 Delta Oaks Dr, Eugene, OR 97408
5419128751
Tim Tyler - Rate Senior VP of Lending
678 Country Club Rd, Eugene, OR 97401
5415564134
Fairway Mortgage LLC
350 W 5th Ave, Eugene, OR 97401
5416548285
Randy Free at CrossCountry Mortgage
4710 Village Plaza Loop Suite 130, Eugene, OR 97401
5417359856
Chinook Mortgage Ltd
474 Willamette St, Eugene, OR 97401
5413023210
Reverse mortgage specialists in Eugene Oregon help homeowners aged 62 and older convert home equity into loan proceeds. Oregon law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage. Specialists guide clients through the unique aspects of Oregon property tax deferral programs and homestead exemptions.
What Does a Reverse Mortgage Specialist in Eugene Cost?
Typical costs for a reverse mortgage specialist in Oregon include an origination fee of up to 2 percent of the home value with a cap of 6000 dollars. Third-party costs such as appraisal title insurance and recording fees range from 2000 to 5000 dollars. Oregon also requires a mandatory counseling fee of about 125 to 150 dollars. Costs vary by loan amount and property value. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Eugene Oregon?
Borrowers must be at least 62 years old. The youngest borrower on the title must meet this age requirement. Oregon does not have any additional age restrictions beyond federal HECM rules.
Do I need counseling before getting a reverse mortgage in Oregon?
Yes Oregon law requires HUD-approved counseling for all reverse mortgage applicants. The counseling session must be completed before the loan application is submitted. Counselors explain loan terms costs and alternatives.
Are reverse mortgage proceeds taxable in Oregon?
Reverse mortgage proceeds are not considered taxable income by Oregon or federal law. However interest paid on the loan is not tax deductible until the loan is paid off. Consult a tax professional for your specific situation.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Oregon.