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Reverse Mortgage Specialists in Gresham, OR

Directory of reverse mortgage specialists in Gresham, Oregon. Verify credentials with the state mortgage licensing authority before hiring.

3 agents listed
Updated May 2026
Gresham, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oregon before hiring.
Showing 3 reverse mortgage specialists in Gresham, OR Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage Express, LLC.
1396 E E Powell Blvd, Gresham, OR 97030
8554891664
Central Source Mortgage Banking Inc
750 NE Burnside Rd, Gresham, OR 97030
5036671101
Brigitte Erickson
320 N Main Ave #216, Gresham, OR 97030
5032821882

A reverse mortgage specialist in Gresham Oregon helps homeowners aged 62 and older convert part of their home equity into cash without selling their home. In Oregon borrowers must complete a HUD approved counseling session before applying for a Home Equity Conversion Mortgage. Gresham residents often use these loans to supplement retirement income pay for home repairs or cover medical expenses.

What Does a Reverse Mortgage Specialist in Gresham Cost?

Typical costs for a reverse mortgage in Oregon include an origination fee up to 6,000, a mortgage insurance premium of 2 percent of the home value, and third party costs such as appraisal title and recording fees. Total closing costs often range from 8,000 to 15,000. These costs are usually financed into the loan so you do not pay them out of pocket. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the requirements for a reverse mortgage in Gresham Oregon?
You must be at least 62 years old own your home outright or have a low mortgage balance and live in the home as your primary residence. Oregon law requires you to attend a counseling session with a HUD approved counselor before you can apply.
How much can I borrow with a reverse mortgage in Gresham?
The amount depends on your age the appraised value of your home and current interest rates. In Oregon the maximum claim amount for a HECM loan is 1,089,300 in 2024. Older borrowers generally qualify for a larger portion of their home equity.
Are reverse mortgage proceeds taxable in Oregon?
Loan proceeds from a reverse mortgage are not considered income by the IRS or the Oregon Department of Revenue. They do not affect your Social Security or Medicare benefits. However they may affect need based programs like Medicaid or Oregon Health Plan.