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Looking for a reverse mortgage specialist in Newport? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Newport, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oregon before hiring.
Showing 5 reverse mortgage specialists in Newport, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jessica Steenkolk at CrossCountry Mortgage
111 SE Douglas St f2, Newport, OR 97365
5417359861
Directors Mortgage
826 SW Lee St, Newport, OR 97365
5419946003
CrossCountry Mortgage, LLC
111 SE Douglas St f2, Newport, OR 97365
5419610609
Guild Mortgage Company
305 NW Coast St, Newport, OR 97365
5412647123
Movement Mortgage
2039 N Coast Hwy, Newport, OR 97365
5412659880
A reverse mortgage specialist in Newport Oregon can guide homeowners aged 62 and older through the process of converting home equity into loan proceeds. Oregon law requires borrowers to complete a counseling session with a HUD approved counselor before applying. Specialists in Newport understand the local coastal real estate market and can explain how a reverse mortgage may affect your estate and heirs under Oregon law.
What Does a Reverse Mortgage Specialist in Newport Cost?
Typical costs for a reverse mortgage specialist in Oregon include an origination fee of up to 2 percent of the home value with a cap of 6000 dollars. Other costs include a mortgage insurance premium of 2 percent of the appraised value an appraisal fee of 400 to 600 dollars and closing costs of 1000 to 3000 dollars. Costs vary by situation and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a reverse mortgage specialist in Newport Oregon?
A reverse mortgage specialist is a licensed professional who helps seniors understand and apply for Home Equity Conversion Mortgages HECMs. They provide information on loan terms costs and Oregon specific requirements such as mandatory counseling.
Do I need to live in Newport to use a specialist there?
No you do not need to live in Newport. Many specialists serve clients across Oregon. However a local specialist may have better knowledge of Lincoln County property values and local title companies.
What Oregon laws apply to reverse mortgages?
Oregon law requires a three day right of rescission after closing. Borrowers must also receive a clear disclosure of all fees and interest rates. The loan must be non recourse meaning you or your heirs will not owe more than the home is worth when sold.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Oregon.