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Find Reverse Mortgage Specialists Near You in Oregon City, OR
Browse reverse mortgage specialists serving Oregon City, Oregon. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Oregon City, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oregon before hiring.
Showing 5 reverse mortgage specialists in Oregon City, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Hill Valley Financial Services
18080 S Shiloh Ln, Oregon City, OR 97045
5037301724
Freestone Mortgage LLC
704 Main St Suite #200, Oregon City, OR 97045
8882564654
Larry H Morris - Mortgage Solutions Financial NMLS 150073
900 Main St #106, Oregon City, OR 97045
5034210096
Mortgage Solutions Financial Oregon City
900 Main St #106, Oregon City, OR 97045
5034036020
Andrew Heath, Sr Mortgage Broker
704 Main St Suite #200, Oregon City, OR 97045
5037582384
Reverse mortgage specialists in Oregon City, Oregon help homeowners aged 62 and older convert home equity into loan proceeds. Oregon law requires that borrowers complete a counseling session with a HUD-approved counselor before applying. Specialists can explain how Oregon property tax deferral programs may interact with reverse mortgage proceeds.
What Does a Reverse Mortgage Specialist in Oregon City Cost?
Typical costs for a reverse mortgage specialist in Oregon include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search. These fees often total between 3,000 and 8,000 dollars for a home valued around 400,000 dollars. Costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Oregon City?
Borrowers must be at least 62 years old. For a Home Equity Conversion Mortgage insured by the FHA, all borrowers listed on the title must meet this age requirement.
Do I need counseling before getting a reverse mortgage in Oregon?
Yes, Oregon law and federal rules require you to complete a counseling session with a HUD-approved counselor. This session covers costs, alternatives, and your responsibilities as a borrower.
Can I lose my home with a reverse mortgage in Oregon City?
You can lose your home if you fail to pay property taxes, maintain homeowners insurance, or keep the property in good repair. Oregon law also allows lenders to foreclose if you move out of the home for more than 12 consecutive months.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Oregon.