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Compare Reverse Mortgage Specialists in Sherwood, OR
Directory of reverse mortgage specialists in Sherwood, Oregon. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Sherwood, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oregon before hiring.
Showing 2 reverse mortgage specialists in Sherwood, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ben Davis - Northstar Mortgage
20055 SW Pacific Hwy #104, Sherwood, OR 97140
5039368108
Chris Siegfried
22464 SW Park St, Sherwood, OR 97140
5038045716
Reverse mortgage specialists in Sherwood Oregon help homeowners aged 62 and older convert part of their home equity into tax free funds. Oregon law requires borrowers to complete HUD approved counseling before obtaining a Home Equity Conversion Mortgage HECM. Specialists can guide you through the process and explain how a reverse mortgage may affect your Oregon homestead property tax deferral program.
What Does a Reverse Mortgage Specialist in Sherwood Cost?
Typical costs for a reverse mortgage in Oregon include an origination fee up to 2 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and third party costs such as appraisal title and recording fees. Total closing costs often range from 3000 to 8000 depending on the loan amount and property value. Annual mortgage insurance premiums are 0.5 percent of the loan balance. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Sherwood Oregon?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The home must be your primary residence and meet FHA property standards. Oregon does not have additional state specific eligibility rules beyond federal HECM requirements.
Is counseling required before getting a reverse mortgage in Oregon?
Yes Oregon law requires all borrowers to complete a counseling session with a HUD approved counselor before applying for a reverse mortgage. The counselor explains loan terms costs and alternatives. This session helps ensure you understand the financial implications.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Oregon.