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Looking for a reverse mortgage specialist in Butler? Review the directory below to compare your options.
8 agents listed
Updated May 2026
Butler, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 8 reverse mortgage specialists in Butler, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Keystone Home Mortgage, LLC
1768 N Main St Ext #2, Butler, PA 16001
7242017071
Serenity Mortgage, LLC
223 Homewood Dr, Butler, PA 16001
7248410444
Mariner Finance
604 Moraine Pointe Plaza, Butler, PA 16001
7242827575
Howard Hanna Butler
130 Bon Aire Plaza, Butler, PA 16001
7242827903
Lendmark Financial Services LLC
257 Butler Cmns, Butler, PA 16001
7246020840
Edward Jones - Financial Advisor: Jeff Geibel, CFP®|ChFC®|CLU®
231 S Main St, Butler, PA 16001
7246022416
Chad Holewinski - USA Mortgage
297 Pittsburgh Rd Suite 2C, Butler, PA 16002
6147059455
Country Mortgages
610 Evans City Rd, Butler, PA 16001
7244822173
Reverse mortgage specialists in Butler, Pennsylvania help older homeowners access home equity without monthly payments. Pennsylvania law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Specialists guide clients through the process, including property appraisal and loan closing, while ensuring compliance with state and federal regulations.
What Does a Reverse Mortgage Specialist in Butler Cost?
Typical costs for a reverse mortgage in Pennsylvania include an origination fee up to $6,000, an upfront mortgage insurance premium of 2% of the home value, and appraisal fees around $400 to $600. Closing costs can total $2,000 to $5,000. Annual mortgage insurance premiums are 0.5% of the loan balance. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Butler Pennsylvania?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The property must be the primary residence and meet FHA standards. Pennsylvania does not require a separate state license beyond federal HUD approval for lenders.
How does Pennsylvania law affect reverse mortgage proceeds?
Pennsylvania exempts reverse mortgage proceeds from state income tax. Borrowers must still pay property taxes and homeowners insurance. If the loan is not repaid, the lender may foreclose after the borrower moves out or passes away.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.