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Find Reverse Mortgage Specialists in Carnegie, PA

Browse reverse mortgage specialists serving Carnegie, Pennsylvania. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Carnegie, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 2 reverse mortgage specialists in Carnegie, PA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Princeton Financial
243 E Main St, Carnegie, PA 15106
4125645858
Tara Mortgage Services
600 N Bell Ave Bldg 2, Suite 105, Carnegie, PA 15106
4126137623

A reverse mortgage specialist in Carnegie, Pennsylvania helps homeowners aged 62 and older convert home equity into loan proceeds. Pennsylvania law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Local specialists can guide you through the process and explain how Pennsylvania property tax deferral programs may interact with reverse mortgages.

What Does a Reverse Mortgage Specialist in Carnegie Cost?

Typical costs for a reverse mortgage in Pennsylvania include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title search. Total closing costs often range from 2,000 to 8,000 dollars. These costs can be financed into the loan. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Carnegie PA?
Borrowers must be at least 62 years old. For a HECM loan, all borrowers listed on the title must meet this age requirement. Pennsylvania does not have a state-specific age exception.
Do I need counseling before getting a reverse mortgage in Pennsylvania?
Yes. Pennsylvania law requires all borrowers to complete a counseling session with a HUD-approved counselor before applying for a HECM loan. The session covers loan terms, costs, and alternatives.
Can I lose my home with a reverse mortgage in Carnegie?
You can lose your home if you fail to pay property taxes, homeowners insurance, or maintain the property. Pennsylvania has a 12-month right of redemption after a tax sale, but you must stay current on obligations to avoid foreclosure.