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Compare Reverse Mortgage Specialists in East York, PA
Looking for a reverse mortgage specialist in East York? Review the directory below to compare your options.
2 agents listed
Updated May 2026
East York, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 2 reverse mortgage specialists in East York, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Alliance Home Mortgage
2805 Eastern Blvd, East York, PA 17402
7177554400
GMH Mortgage Services LLC
2643 Carnegie Rd, East York, PA 17402
7175786305
A reverse mortgage specialist in East York Pennsylvania helps homeowners aged 62 and older convert home equity into cash. Pennsylvania law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. East York residents can use these funds for home repairs medical expenses or supplementing retirement income.
What Does a Reverse Mortgage Specialist in East York Cost?
Typical costs for a reverse mortgage in Pennsylvania include an origination fee of up to 2 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and third-party fees such as appraisal title and recording costs. Total closing costs often range from 2,000 to 8,000 dollars depending on the loan amount and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in East York Pennsylvania?
Borrowers must be at least 62 years old. All homeowners on the title must meet this age requirement. Non-borrowing spouses may have protections under FHA rules.
Do I need counseling before getting a reverse mortgage in Pennsylvania?
Yes Pennsylvania law requires HUD-approved counseling for all reverse mortgage applicants. This counseling must be completed before you can submit a loan application. The session covers costs obligations and alternatives.
Are reverse mortgage proceeds taxable in Pennsylvania?
Reverse mortgage proceeds are not considered taxable income in Pennsylvania or under federal law. However interest on the loan is not tax deductible until the loan is paid off. Consult a tax professional for your specific situation.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.