ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Browse reverse mortgage specialists serving Edinboro, Pennsylvania. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Edinboro, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 2 reverse mortgage specialists in Edinboro, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Rebich Investments
220 W Plum St Ste 325, Edinboro, PA 16412
8147343433
PNC Mortgage
104 Erie St, Edinboro, PA 16412
8147343212
A reverse mortgage specialist in Edinboro Pennsylvania helps older homeowners convert home equity into cash without selling their property. Pennsylvania law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage HECM. Edinboro residents near Erie County can use these funds for home repairs medical expenses or daily living costs.
What Does a Reverse Mortgage Specialist in Edinboro Cost?
Typical costs for a reverse mortgage specialist in Pennsylvania include an origination fee of up to 2 percent of the home value and a mortgage insurance premium of 2 percent of the appraised value. Closing costs such as appraisal title and recording fees range from 2,000 to 5,000 dollars. Annual servicing fees are around 30 to 50 dollars per month. Costs vary by lender and loan type. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Edinboro do?
A reverse mortgage specialist in Edinboro explains loan terms eligibility and repayment rules for HECM loans. They guide clients through the mandatory counseling session required by Pennsylvania law. The specialist also helps calculate how much equity you can access based on your age and home value.
Are there age requirements for a reverse mortgage in Pennsylvania?
Yes you must be at least 62 years old to qualify for a reverse mortgage in Pennsylvania. The loan is available for primary residences only. Younger spouses may be protected under certain rules if they are listed on the loan.
What happens to the loan when the borrower moves or passes away in Pennsylvania?
The loan becomes due when the last borrower permanently moves out sells the home or passes away. Heirs in Pennsylvania have 30 days to decide whether to pay off the loan or sell the home. If the home is sold the lender takes repayment from the sale proceeds.
Free • No Obligation
Compare Reverse Mortgage Specialists
Get matched with agents in Edinboro who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.