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Looking for a reverse mortgage specialist in Erie? Review the directory below to compare your options.
16 agents listed
Updated May 2026
Erie, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 16 reverse mortgage specialists in Erie, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
A reverse mortgage specialist in Erie Pennsylvania helps homeowners aged 62 and older access home equity without monthly payments. Pennsylvania law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage HECM. Erie specialists guide clients through the process including property appraisal and loan repayment terms.
What Does a Reverse Mortgage Specialist in Erie Cost?
Typical costs for a reverse mortgage specialist in Pennsylvania include an origination fee of up to 2 percent of the home value capped at 6000 dollars. Third-party costs such as appraisal title search and recording fees range from 1000 to 3000 dollars. The HUD counseling session costs about 125 dollars. Mortgage insurance premiums are 2 percent of the home value upfront plus 0.5 percent annually. Costs vary by situation and loan type. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Erie Pennsylvania?
Borrowers must be at least 62 years old. If there are two borrowers both must meet this age requirement. Pennsylvania follows federal HECM rules for age eligibility.
Do I need counseling before getting a reverse mortgage in Pennsylvania?
Yes Pennsylvania requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. The session covers loan terms costs and alternatives. You must receive a certificate of completion before the lender can process your application.
Can I lose my home with a reverse mortgage in Erie?
You can lose your home if you fail to pay property taxes homeowners insurance or maintain the property. Pennsylvania law does not provide additional protections beyond federal HECM rules. You must keep the home as your primary residence.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.