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Reverse Mortgage Specialists in Kennett Square, PA

Compare reverse mortgage specialists in Kennett Square. Review contact information and insurance categorys before you decide.

6 agents listed
Updated May 2026
Kennett Square, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 6 reverse mortgage specialists in Kennett Square, PA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Delaware Valley Financial Mortgage
402 Bayard Rd, Kennett Square, PA 19348
6109325444
Staci Rubin - Customized Lending Solutions
312 W State St #209, Kennett Square, PA 19348
2678081299
Whitecap Mortgage LLC
119 E Linden St, Kennett Square, PA 19348
4846567773
Brandywine Lending, Inc.
Anvil Dr, Kennett Square, PA 19348
4847708646
Rapid Mortgage Company
500 Orchard Ave, Kennett Square, PA 19348
6103884440
Keshon's Your Guy
402 Bayard Rd, Kennett Square, PA 19348
7173441357

A reverse mortgage specialist in Kennett Square can help homeowners aged 62 and older access home equity without monthly payments. Pennsylvania law requires borrowers to complete a counseling session with a HUD-approved agency before applying. This service is especially useful for those in Chester County looking to supplement retirement income or cover home repairs.

What Does a Reverse Mortgage Specialist in Kennett Square Cost?

Typical costs for a reverse mortgage specialist in Pennsylvania include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search. These costs often range from 3000 to 8000 dollars depending on the property value and loan type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Kennett Square?
Borrowers must be at least 62 years old. If the home is owned jointly, both spouses must meet this age requirement unless one spouse is a non-borrowing spouse under Pennsylvania law.
Do I need counseling before getting a reverse mortgage in Pennsylvania?
Yes. Pennsylvania law mandates that all borrowers complete a counseling session with a HUD-approved reverse mortgage counselor. This session must occur before the loan application is submitted.
Can I lose my home with a reverse mortgage in Kennett Square?
You can lose your home if you fail to pay property taxes or homeowners insurance, or if you do not maintain the property. Pennsylvania has no specific state protections beyond federal rules, so staying current on these obligations is critical.