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Compare Reverse Mortgage Specialists in Malvern, PA
Directory of reverse mortgage specialists in Malvern, Pennsylvania. Verify credentials with the state mortgage licensing authority before hiring.
6 agents listed
Updated May 2026
Malvern, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 6 reverse mortgage specialists in Malvern, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jake Kolen at Prosperity Home Mortgage - Malvern
100 Deerfield Ln Suite 140, Malvern, PA 19355
6102933860
Mike Walsh at Prosperity Home Mortgage - Malvern
100 Deerfield Ln Suite 140, Malvern, PA 19355
6108645586
John Grady at Certainty Home Lending (NMLS #404654)
690 Sugartown Rd Suite 202, Malvern, PA 19355
6103228255
Spring Mill Financial, LLC
101 Lindenwood Dr Suite 225, Malvern, PA 19355
4846246800
Kevin Lowry at Prosperity Home Mortgage - Malvern
100 Deerfield Ln Suite 140, Malvern, PA 19355
8772751762
National Mortgage Group, Inc
101 Lindenwood Dr Suite 225, Malvern, PA 19355
6108892004
What Does a Reverse Mortgage Specialist in Malvern Cost?
Typical costs for a reverse mortgage specialist in Pennsylvania include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal, title search, and recording. Total closing costs often range from 2,000 to 8,000 dollars depending on the property value and loan type. Pennsylvania also charges a state recording fee of about 50 to 100 dollars. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What qualifications does a reverse mortgage specialist need in Pennsylvania?
In Pennsylvania, reverse mortgage specialists must hold a valid mortgage loan originator license through the Pennsylvania Department of Banking and Securities. They also need certification from the National Reverse Mortgage Lenders Association to offer HECM products. Specialists must follow federal HUD guidelines and state consumer protection laws.
Are there any age or property requirements for a reverse mortgage in Malvern?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The property must be the primary residence and meet HUD standards for single-family homes, FHA-approved condos, or manufactured homes. Pennsylvania law does not add extra age or property restrictions beyond federal rules.
How does a reverse mortgage affect Pennsylvania inheritance or estate taxes?
A reverse mortgage becomes due when the last borrower dies, sells the home, or moves out permanently. Heirs can repay the loan or sell the home to settle the debt. Pennsylvania does not have a state estate tax, but the loan balance reduces the equity passed to heirs. Specialists can explain how this interacts with local probate processes in Chester County.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.