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Directory of reverse mortgage specialists in McKees Rocks, Pennsylvania. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
McKees Rocks, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 2 reverse mortgage specialists in McKees Rocks, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Forward Mortgage LLC
532 Clever Rd #200, McKees Rocks, PA 15136
4126282089
Mortgage Solution Inc
2022 Canyon Dr, McKees Rocks, PA 15136
4124581499
A reverse mortgage specialist in McKees Rocks can help older homeowners access home equity without monthly payments. In Pennsylvania, borrowers must complete a HUD approved counseling session before applying. Local specialists guide clients through the process and explain how property taxes and insurance obligations still apply.
What Does a Reverse Mortgage Specialist in McKees Rocks Cost?
Typical costs for a reverse mortgage specialist in Pennsylvania include an origination fee of up to 2% of the first 200,000 of home value plus 1% of the amount above that. Appraisal fees range from 400 to 700 dollars. Counseling fees are usually 125 to 250 dollars but may be waived for low income borrowers. Closing costs and mortgage insurance premiums also apply. Total costs can range from 2,000 to 8,000 dollars depending on the loan amount and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in McKees Rocks?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The home must be the primary residence and meet FHA property standards. Pennsylvania law requires a counseling session with a HUD approved agency before the loan can proceed.
Are reverse mortgage proceeds taxable in Pennsylvania?
Reverse mortgage proceeds are not considered income for federal or Pennsylvania state tax purposes. They are treated as loan advances. However, interest on the loan is not deductible until the loan is paid off. Consult a tax professional for your specific situation.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.