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Browse reverse mortgage specialists serving Plains, Pennsylvania. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Plains, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 2 reverse mortgage specialists in Plains, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Benchmark Mortgage - McCabe Mortgage Group
672 S River St #215, Plains, PA 18705
5707144200
Benchmark Mortgage - Lisa Perta
672 S River St #310, Plains, PA 18705
5707144200
A reverse mortgage specialist in Plains, Pennsylvania helps older homeowners access home equity without monthly payments. Pennsylvania law requires borrowers to receive third-party counseling from a HUD-approved agency before closing. Specialists in Plains can guide you through the process and explain how local property values affect loan amounts.
What Does a Reverse Mortgage Specialist in Plains Cost?
Typical costs for a reverse mortgage specialist in Pennsylvania include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent upfront plus 0.5 percent annually, and third-party fees for appraisal and counseling. Total closing costs often range from 2,000 to 8,000 dollars depending on the loan amount and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Plains Pennsylvania?
Borrowers must be at least 62 years old. All homeowners listed on the title must meet this age requirement under federal rules that apply in Pennsylvania.
Do I need counseling before getting a reverse mortgage in Pennsylvania?
Yes, Pennsylvania law requires you to complete counseling with a HUD-approved counselor. This session covers loan terms, costs, and alternatives. The counselor must be independent from the lender.
Can I lose my home with a reverse mortgage in Plains?
You can lose your home if you fail to pay property taxes, homeowners insurance, or maintain the property. Pennsylvania law does not allow the lender to take the home as long as you meet these obligations.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.