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Compare Reverse Mortgage Specialists in Scranton, PA
Directory of reverse mortgage specialists in Scranton, Pennsylvania. Verify credentials with the state mortgage licensing authority before hiring.
7 agents listed
Updated May 2026
Scranton, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 7 reverse mortgage specialists in Scranton, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Novus Home Mortgage: Nick Sosa
220 Penn Ave # 100, Scranton, PA 18503
5705209115
Angelo Ambrosecchia at Novus Home Mortgage
220 Penn Ave # 100, Scranton, PA 18503
5704687995
My City Lending: Jason Wiggins
220 Penn Ave # 100, Scranton, PA 18503
5703048374
Angelo Ambrosecchia- Novus Home Mortgage
220 Penn Ave # 100, Scranton, PA 18503
6263670788
Invicta Mortgage Group, Inc.
230 Prospect Ave, Scranton, PA 18505
5702076334
A M Mortgage Brokers
1022 S Main Ave, Scranton, PA 18504
5705040751
My City Lending: Brian Bailey
220 Penn Ave # 100, Scranton, PA 18503
9035740960
A reverse mortgage specialist in Scranton Pennsylvania helps older homeowners access home equity without monthly payments. Pennsylvania law requires borrowers to complete HUD approved counseling before obtaining a Home Equity Conversion Mortgage. Local specialists guide clients through the process including property tax and insurance obligations specific to Lackawanna County.
What Does a Reverse Mortgage Specialist in Scranton Cost?
In Pennsylvania reverse mortgage costs include an origination fee up to 2 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and ongoing annual premiums. Appraisal fees in Scranton range from 400 to 600 dollars. Closing costs such as title search and recording fees add 500 to 1500 dollars. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Scranton do?
A reverse mortgage specialist in Scranton helps homeowners aged 62 or older understand and apply for a Home Equity Conversion Mortgage. They explain loan terms costs and the mandatory counseling required by Pennsylvania law. The specialist also coordinates with local appraisers and title companies.
Are reverse mortgages regulated differently in Pennsylvania?
Yes Pennsylvania has specific rules for reverse mortgages. Lenders must provide a detailed disclosure statement and borrowers have a three day right to cancel after signing. Pennsylvania also requires that the loan not exceed the appraised value of the home.
What costs are involved with a reverse mortgage in Scranton?
Typical costs include an origination fee up to 2 percent of the home value an appraisal fee around 400 to 600 dollars and third party closing costs. HUD counseling fees are capped at 125 dollars but may be waived for low income borrowers. All costs vary by lender and loan type.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.