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Find Reverse Mortgage Specialists in State College, PA
Compare reverse mortgage specialists in State College. Review contact information and insurance categorys before you decide.
17 agents listed
Updated May 2026
State College, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 17 reverse mortgage specialists in State College, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Core Mortgage Services, LLC.
1840 N Atherton St, State College, PA 16803
8142720125
Motto Mortgage Happy Valley
1375 Martin St Suite 101, State College, PA 16803
8142359207
Fairway Independent Mortgage Corporation
800 Science Park Rd, State College, PA 16803
8146899088
Principle Home Mortgage, LLC
1402 S Atherton St #002, State College, PA 16801
8143080959
Paul Berkobin Team
320 Rolling Ridge Dr STE 202, State College, PA 16801
8143649262
True Home Mortgage
1315 S Allen St Suite 108, State College, PA 16801
8143600505
Nittany Brokerage Services Inc
2125 E College Ave # 101, State College, PA 16801
8142377080
Justin Strayer Motto Mortgage Happy Valley
1375 Martin St Suite 101, State College, PA 16803
8142359207
Homeside Financial
320 Rolling Ridge Dr STE 202, State College, PA 16801
8143649262
Matt Hunt Motto Mortgage Happy Valley
1375 Martin St Suite 101, State College, PA 16803
8145914157
Diversified Asset Planners, Inc
1524 W College Ave, State College, PA 16801
8142342500
Mariner
1375 Martin St #200, State College, PA 16803
8148672050
Professional Choice Mortgage
233 Easterly Pkwy Suite 100, State College, PA 16801
8148613310
phil vollmer
800 Science Park Rd, State College, PA 16803
8148673838
PNC Mortgage
1408 N Atherton St, State College, PA 16803
8142311700
Paramount Residential Mortgage Group - PRMG Inc
270 Walker Dr Suite 335E, State College, PA 16801
4124363616
Barry S Peters | Fairway Independent Mortgage Corporation Loan Officer
800 Science Park Rd, State College, PA 16803
8145746525
A reverse mortgage specialist in State College Pennsylvania helps older homeowners access home equity without selling their property. Pennsylvania law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage. Specialists in Centre County guide clients through this process and explain how local property taxes and insurance requirements affect the loan.
What Does a Reverse Mortgage Specialist in State College Cost?
Typical costs for a reverse mortgage specialist in Pennsylvania include origination fees of up to 2 percent of the home value and a mortgage insurance premium of 2 percent of the appraised value. Closing costs usually range from 2000 to 5000 dollars depending on the property. Third party fees for appraisal title search and recording may add 500 to 1500 dollars. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist do in State College Pennsylvania?
A reverse mortgage specialist explains HECM loan options and eligibility to homeowners aged 62 and older. They help you understand how the loan works with Pennsylvania property tax deferral programs. The specialist also coordinates with HUD-approved counselors in the State College area.
Are there specific Pennsylvania rules for reverse mortgages?
Yes Pennsylvania requires all reverse mortgage borrowers to complete a counseling session with a HUD-approved agency. The state also mandates a three-day right of rescission after closing. Lenders must provide clear disclosure of all fees and terms under Pennsylvania consumer protection laws.
How do I choose a reverse mortgage specialist in State College?
Look for a specialist licensed in Pennsylvania with experience in HECM loans. Check their record with the Pennsylvania Department of Banking and Securities. Ask if they work with local title companies and appraisers familiar with Centre County property values.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.