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Compare Reverse Mortgage Specialists in Coventry, RI

Compare reverse mortgage specialists in Coventry. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Coventry, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Rhode Island before hiring.
Showing 3 reverse mortgage specialists in Coventry, RI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jonathan Boukarim (Mortgage Broker), Barrett Financial RI (Rhode Island)
21 Trafford Park Dr, Coventry, RI 02816
4014439571
RI Mortgage Brokers
21 Trafford Park Dr, Coventry, RI 02816
4014439571
Bouk Mortgage (Mortgage Broker) Rhode Island
21 Trafford Park Dr, Coventry, RI 02816
8005732416

Reverse mortgage specialists in Coventry, Rhode Island help homeowners aged 62 and older convert home equity into loan proceeds without monthly payments. Rhode Island law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. Specialists can guide you through this process and explain how Rhode Island property tax deferral programs may interact with reverse mortgages.

What Does a Reverse Mortgage Specialist in Coventry Cost?

Typical costs for a reverse mortgage in Rhode Island include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal, title search, and recording. Total closing costs often range from 2,000 to 8,000 dollars depending on the loan amount and property. These costs are usually rolled into the loan balance rather than paid upfront. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the eligibility requirements for a reverse mortgage in Coventry Rhode Island?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The home must be your primary residence and meet FHA property standards. Rhode Island law does not add additional age or income requirements beyond federal HUD rules.
Do I need counseling before getting a reverse mortgage in Rhode Island?
Yes, Rhode Island requires all borrowers to complete a counseling session with a HUD-approved counselor before applying. This session covers loan terms, costs, and alternatives. The counselor must be independent from the lender.
How does a reverse mortgage affect my property taxes in Coventry?
You must continue to pay property taxes and homeowners insurance to avoid default. Rhode Island offers a property tax deferral program for seniors that may help, but you should discuss this with a specialist. Failure to pay taxes can lead to foreclosure.