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Compare Reverse Mortgage Specialists in Middletown, RI
Compare reverse mortgage specialists in Middletown. Review contact information and insurance categorys before you decide.
13 agents listed
Updated May 2026
Middletown, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Rhode Island before hiring.
Showing 13 reverse mortgage specialists in Middletown, RI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Embrace Home Loans - Middletown, RI
25 Enterprise Center, Middletown, RI 02842
8003333004
Matthew Kelly
47 Valley Rd, Middletown, RI 02842
4015789607
Noah Anacleto
1100 Aquidneck Ave, Middletown, RI 02842
4018474747
Sako Boghossian
6 W Marlborough St, Middletown, RI 02842
4013524968
Christopher Keefe
47 Valley Rd, Middletown, RI 02842
4016625816
Patrick Ryan
1 Corporate Pl, Middletown, RI 02842
3344664856
Anthony Desano - Mortgage Loan Officer
25 Enterprise Center, Middletown, RI 02842
4017875595
Newport Mortgage LLC
55 John Clarke Rd Unit A16, Middletown, RI 02842
4014199771
Peter Cimaglia
6 W Marlborough St, Middletown, RI 02842
4014181571
Michael Raffa - Mortgage Loan Officer
25 Enterprise Center, Middletown, RI 02842
4013443166
Movement Mortgage - Valley
47 Valley Rd, Middletown, RI 02842
8773141499
Jake McKay - Mortgage Loan Officer
25 Enterprise Center, Middletown, RI 02842
4014871000
Total Mortgage Middletown NMLS #2643781
26 Valley Rd STE 203, Middletown, RI 02842
4016621491
A reverse mortgage specialist in Middletown, Rhode Island can help homeowners aged 62 and older convert home equity into cash. Rhode Island law requires borrowers to receive counseling from a HUD-approved agency before obtaining a reverse mortgage. This service is useful for those looking to supplement retirement income or cover home repairs.
What Does a Reverse Mortgage Specialist in Middletown Cost?
Typical costs for a reverse mortgage in Rhode Island include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title search. Total closing costs often range from 2,000 to 5,000 dollars. Costs vary by loan type and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist do in Middletown?
A reverse mortgage specialist helps homeowners understand loan options, calculate available equity, and navigate the application process. They also ensure compliance with Rhode Island regulations, including the mandatory counseling requirement.
Are there age requirements for a reverse mortgage in Rhode Island?
Yes, borrowers must be at least 62 years old. The property must be the primary residence, and the homeowner must have sufficient equity in the home.
What types of reverse mortgages are available in Rhode Island?
The most common type is the Home Equity Conversion Mortgage (HECM), which is insured by the Federal Housing Administration. Some private lenders also offer proprietary reverse mortgages for higher-value homes.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Rhode Island.