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Compare Reverse Mortgage Specialists in Warwick, RI
Directory of reverse mortgage specialists in Warwick, Rhode Island. Verify credentials with the state mortgage licensing authority before hiring.
16 agents listed
Updated May 2026
Warwick, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Rhode Island before hiring.
Showing 16 reverse mortgage specialists in Warwick, RI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Province Mortgage Associates, Inc.
615 Jefferson Blvd Ste 205B, Warwick, RI 02886
4014904400
Guild Mortgage - David Johansen
100 Jefferson Blvd # 205, Warwick, RI 02888
4012144720
NFM Lending NE
2374 Post Rd Suite 102, Warwick, RI 02886
4012701740
Bobby Kayrouz of Guild Mortgage - NMLS ID: 20480
100 Jefferson Blvd # 205, Warwick, RI 02888
4014653628
Peoples Home Loans, Inc.
3970 Post Rd, Warwick, RI 02886
4018855300
The Mortgage Corner of New England
175 Metro Center Blvd #9, Warwick, RI 02886
4017324141
Joseph M. Travers III - Main Street Home Loans
51 Jefferson Blvd, Warwick, RI 02888
4018080982
Jayne Furlong, Province Mortgage Associates, Inc.
615 Jefferson Blvd Ste 205B, Warwick, RI 02886
4013453305
Guild Mortgage Company
100 Jefferson Blvd # 205, Warwick, RI 02888
4012288558
Guild Mortgage - Kim Jillson
100 Jefferson Blvd # 205, Warwick, RI 02888
4012144713
Guild Mortgage - Mike Amaro
100 Jefferson Blvd # 205, Warwick, RI 02888
4016515633
Guild Mortgage - Vicki Larson
100 Jefferson Blvd # 205, Warwick, RI 02888
7742100275
Guild Mortgage - David Bottone
100 Jefferson Blvd # 205, Warwick, RI 02888
4012144905
Patricia Vargas
51 Jefferson Blvd 5th floor, Warwick, RI 02888
4016037541
AnnieMac Home Mortgage
90 Quaker Ln, Warwick, RI 02886
4014405626
Matthew Brannon-U.S. Bank Mortgage
935 Jefferson Blvd STE 1002, Warwick, RI 02886
4017734354
A reverse mortgage specialist in Warwick, Rhode Island helps homeowners aged 62 and older access home equity without monthly payments. Rhode Island law requires that borrowers receive counseling from a HUD-approved agency before obtaining a Home Equity Conversion Mortgage (HECM). This service is designed to provide financial flexibility for retirees in Warwick and across the state.
What Does a Reverse Mortgage Specialist in Warwick Cost?
Typical costs for a reverse mortgage in Rhode Island include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal, title search, and recording. Total closing costs often range from 5,000 to 8,000 dollars for a standard HECM loan. Costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist do in Warwick?
A reverse mortgage specialist explains loan options, helps with applications, and coordinates with HUD-approved counselors. They ensure you understand Rhode Island rules, including the mandatory counseling session required by state law.
Are there income requirements for a reverse mortgage in Rhode Island?
There are no specific income requirements for a HECM reverse mortgage in Rhode Island. However, lenders must verify your ability to pay property taxes, insurance, and maintenance costs as part of the financial assessment.
How long does the reverse mortgage process take in Warwick?
The process usually takes 30 to 45 days from application to closing. This includes the mandatory counseling session, property appraisal, and lender underwriting. Rhode Island law does not impose additional waiting periods beyond federal HECM rules.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Rhode Island.