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Directory of reverse mortgage specialists in Aiken, South Carolina. Verify credentials with the state mortgage licensing authority before hiring.
16 agents listed
Updated May 2026
Aiken, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 16 reverse mortgage specialists in Aiken, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Stephanie Klarman Johnson at Guaranteed Rate Affinity (NMLS #1838070)
208 Newberry St NW, Aiken, SC 29801
8036460228
Guild Mortgage Company
1310 Pine Log Rd suite a, Aiken, SC 29803
8037163100
Steve Klarman at CrossCountry Mortgage
208 Newberry St NW, Aiken, SC 29801
8036469898
Carl Clark at CrossCountry Mortgage
208 Newberry St NW, Aiken, SC 29801
7062626292
Guild Mortgage Company
228 Richland Ave W #1, Aiken, SC 29801
8032532111
Mortgage, Bank of America
150 Aiken Mall Dr SW, Aiken, SC 29803
8033355030
Wade Radtke, SRP Mortgage Lender
1060 Silver Bluff Rd, Aiken, SC 29803
8032024380
Queensborough Mortgage - Aiken
230 Village Green Blvd, Aiken, SC 29803
8036407833
A reverse mortgage specialist in Aiken South Carolina helps homeowners aged 62 and older convert home equity into tax-free funds without monthly payments. South Carolina law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage HECM. Local specialists guide clients through the process including property tax and insurance obligations specific to Aiken County.
What Does a Reverse Mortgage Specialist in Aiken Cost?
Typical costs for a reverse mortgage in South Carolina include an origination fee up to 2 percent of the home value capped at 6000 dollars, a mortgage insurance premium of 2 percent of the appraised value, and third-party costs such as appraisal title and recording fees totaling 1500 to 4000 dollars. Closing costs generally range from 5000 to 10000 dollars depending on the home value and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Aiken South Carolina?
Borrowers must be at least 62 years old. If married a younger spouse can be listed as a non-borrowing spouse but must meet certain protections under HUD rules. The home must be the primary residence.
How does South Carolina law affect reverse mortgage proceeds?
South Carolina does not tax reverse mortgage proceeds as income. However borrowers must continue to pay property taxes and homeowners insurance. Failure to do so can lead to foreclosure. Aiken County requires annual property tax payments.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Carolina.